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Halifax: Current account reviews

Name: Current account
Rating: 4.2 (953 reviews)

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4.16

Based on 953 reviews, last reviewed 26th Jan 2026

800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

58%

23%

Latest highest rating:

4

Great benefits Halifax offer fantastic benefits with my account. The app is so easy and I’ve never had any issues Reviewed on: 26th January 2026

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025

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About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Current account reviews (953)

Review of the Halifax, Current account:

Life-long Halifax customer worried about future banking

I have been a life-long Halifax account holder, I hold a few accounts with them including savers and current accounts. They are easy to manage online if you are a little tech savvy, nothing too complicated however where they fail to deliver in my eyes is 1) Interest rates 2) Catering for the older generation 3) Lack of physical banks. While I am generally satisfied with their services for my own personal needs there are improvements needed for sure. Their interest rates are measly and almost non existent, going down year on year, you should be rewarding your customers for choosing your services not insulting them. Next while online and digital banking is convenient, it's not a one size fits all kind of deal and will undoubtedly leave the older generations and less savvy behind who may face great life struggles without easy access to their cash. This brings me onto my next point lack of physical banks, this is a by-product of banks going digital and closing down branches in favour of the ever pushy agenda of going completely digital (and eventually cashless it would seem). I will note that it's not just Halifax doing this but the majority of banks are doing the same, this is something that really concerns me and will most certainly do more harm than good so lets not try to fix a system that isn't broken, it works for everybody the way it is, a mix of cash and digital. Furthermore becoming reliant on digital technologies for our daily lives could be disastrous if such systems fail, face security breaches or hacks, power outages etc. Overall despite this review having a generally negative overtone, I will emphasize that as a customer of Halifax, I have never had any issues with them or needed to contact them or complain about anything but there are things that I am not happy with and concerned about as mentioned. Reviewed on: 24th August 2024

Excellent bank, superb customer service

Excellent bank, superb customer service Reviewed on: 22nd January 2026

Very helpful with good range of products.

Very helpful with good range of products. Reviewed on: 22nd January 2026

HAD MY ACCOUNY FOR OVER 40 YEARS, ALWAYS HELPFUL,AND...

HAD MY ACCOUNY FOR OVER 40 YEARS, ALWAYS HELPFUL,AND SO EASY TO USE OUR DIFFERENT ACCOUNTS . GREAT SERVICE .THANKYOU HALIFAX . Reviewed on: 22nd January 2026

I used to have overdraft , finally I cancelled it af...

I used to have overdraft , finally I cancelled it after few years I guess . I can’t get anything since this time from my bank. No overdraft loans etc. Reviewed on: 22nd January 2026

5star customer care

Online and in store their team are always helpful and polite I have an autistic child and they are amazing with him when he feels dysregulated Reviewed on: 5th September 2025

Halifax has been my bank for a few years now

Halifax has been my bank for a few years now Reviewed on: 9th July 2025

Helped for few month when my account was overdrawn,...

Helped for few month when my account was overdrawn, stopped the interest rates until I get back on my feet. Easy to use App and friendly staff at Scunthorpe Branch. Reviewed on: 20th June 2025

Easy and everything works, but interest rate is a joke

Easy and everything works, but interest rate is a joke Reviewed on: 18th June 2025

Closure of my Accounts

I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different organisations like financial ombudsman and no reasonable response. Reviewed on: 14th June 2025

Online banking easy to use.

Online banking easy to use and transactions completed quickly. Notifications are sent for all credits and debits. Reviewed on: 12th June 2025

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