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Halifax: Clarity Credit Card reviews

4.14
Based on 256 reviews, last reviewed 5th Dec 2024
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
66%
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17%
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5%
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2%
See only 1 star reviews
10%

Latest highest rating:

5

Credit card is excellent as you don’t get charged fe... Credit card is excellent as you don’t get charged fees for using it abroad. Easy to use app and never have any issues using the card, would recommend!... Read more Reviewed on: 5th December 2024
h0llss's avatar
h0llss

Latest lowest rating:

1

Card blocked whilst abroad. Card blocked whilst abroad. After 3 days not resolved. Debacle. Many times unsuccessful calls and no way to use ebanking app to help. Reviewed on: 20th September 2024
Ian h's avatar
Ian h

About this product

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax.

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Halifax Clarity Credit Card reviews (256)

Great Card for abroad

5
This is a great card to use when travelling abroad, there is no fee when used as a credit card, never go anwhere without it Reviewed on: 28th April 2020

clarity

5
never ever a problem works every time Reviewed on: 28th April 2020

Great credit card for travelling

5
The Clarity Credit card has been incredibly useful while going overseas. It converts one currency into GBP so I'm not charged any fees, which has made my life a lot easier while travelling. Reviewed on: 27th April 2020

useful product

3
this is a unique credit card for going away. very good product. Reviewed on: 27th April 2020

Great for using abroad

5
Great card for using whilst on holiday - excellent rate and no additional charges. Reviewed on: 27th April 2020

GREAT CARD

5
FANTASTIC FOR TRAVEL AND GETTING LOCAL CURRENCY AT GOOD RATES Reviewed on: 6th February 2020

Great service and value

5
Using Clarity CC abroad resulted in no extra charges and excellent Exchange Rates Reviewed on: 28th January 2020

Falls from grace

2
This was a great credit card for spending money abroad - affordable and simple to use. However they have recently changed the rules so that paying the money back early - for example to reduce the interest charged on cash withdrawals - does not reduce the direct debit charge for the next month. After several instances where my credit card was significantly in the positive I have been left with no choice but to cancel the direct debit and so am now avoiding using it where possible Reviewed on: 25th January 2020

Too unreliable

1
Several years ago we got this for use abroad and it has been more trouble than it’s worth. Even if we pre advise of a trip (which they say we don’t need to do) any payment is invariably blocked. Twice they’ve assumed fraud and cancelled the card (and will only send a replacement to your home address within a week) so we couldn’t use it again for the rest of the trip. We end up using our UK card which costs far more than using a card that is less competitive than Clarity but does actually work when abroad. So now we just take lots of cash (at online rates) and whatever is left is then a bonus when we go away next time! Reviewed on: 12th January 2020

Great for overseas spending

4
No charges or fees for overseas so I have this specifically for using abroad. Interest rates aren't great but a good tool to have for holidays. Reviewed on: 29th December 2019

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