Smart Money People Logo

Halifax: Fixed Rate Mortgage reviews

3.84
Based on 162 reviews, last reviewed 13th Jun 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
18%
See only 3 star reviews
5%
See only 2 star reviews
2%
See only 1 star reviews
18%

Latest highest rating:

5

Halifax Mortgage Just re-mortgaged with Halifax, spoke to a broker first to get market rates and was going to proceed down this route but Halifax were only marginally ... Read more Reviewed on: 13th June 2025
Rob's avatar
Rob

Latest lowest rating:

1

Poor. Big regret using Halifax for our mortgage Never heard anything from Halifax (we bought our first home 3 months ago) other than a letter to say when our first mortgage payment was due. No “cong... Read more Reviewed on: 13th April 2025
Tricia S's avatar
Tricia S

About this product

Halifax is a bank offering a range of financial services, such as bank accounts, savings, insurance and mortgages, including fixed rate mortgages. A fixed rate mortgage will have a set interest rate for a certain term, usually two or five years. It’s important to be confident that you understand the terms, conditions and interest rate of a mortgage. Always consult the lender or an independent advisor if you need help understanding the options available to you.

Finding the right mortgage is a huge part of buying your dream home. We collect Halifax fixed rate mortgage reviews to help you decide if the lender and product are right for your needs.

If you’re considering a fixed rate mortgage with Halifax, read the reviews on Smart Money People first. Find out why customers chose this mortgage product and how satisfied they’ve been so far. Learn more about Halifax’s customer service. Read about genuine experiences to gain valuable insight into the provider.

Did you purchase your home with a Halifax fixed rate mortgage? Write an honest review today. Tell us why you chose Halifax and this particular mortgage product. Was the application process simple to understand? Share the main pros and cons you’ve experienced so far. Has Halifax kept you well informed of any important mortgage news or updates? Would you recommend your mortgage product to family and friends? Leave a Halifax fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

Review Halifax: Fixed Rate Mortgage now

Help others make smarter decisions by sharing your own experience. Write a review

Halifax Fixed Rate Mortgage reviews (162)

Excellent service over past 20 years

5
Have always had my mortgage with Halifax. Have moved several times, been through a divorce, re-mortgaged for extensions etc. Service always good, fully recommended Reviewed on: 4th December 2018

Mortgage

5
I was given great advice and information for my first time buyer mortgage. After careful consideration of the two products, I took out the 5 fix mortgage payment. I was given a £750 cash back & a well come home owner gift when I moved in to my property. Thanks Halifax Stourbridge mortgage team. Reviewed on: 10th November 2018

1st Time Buyer

5
Got me on the property ladder :) Reviewed on: 9th November 2018

Reliable

4
Not the best deals on the market, but very decent deals with no remortgage fees and limited free overpayments. Reviewed on: 8th November 2018

Easy to change

5
Rate was up so enquired about a new rate. So easy to do, paperwork easy to understand. Brill Reviewed on: 8th November 2018

Great product very happy

5
Very easy to arrange do recommend. Reviewed on: 7th November 2018

Fixed Rate

4
Great customer service when choosing my fixed rate mortgage. There was no hard sell, just the fact Reviewed on: 25th April 2018

Service has always been satisfactory

4
Had a mortgage with Halifax for over 4 years, no complaints so far and reasonable rates considering my low deposit. Reviewed on: 4th April 2018

Fantastic

5
I was told I would have trouble getting a mortgage due to being self- employed and back living in the UK for only a few months following a stint of living abroad. They were able to not only offer me a mortgage but with an exceptionally competive fixed rate. Excellent customer service and my online mortgage account is easy and efficient to use. Highly recommend. Reviewed on: 4th April 2018

Not a problem

5
I had a wonderful mortgage advisor who found the best deal for me. She was helpful and kept me updated. Easy, quick, couldn't ask for anything more Reviewed on: 11th February 2018

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Halifax?

  • Online Tracker Bond

    from Halifax 5.00 from 1 reviews
    Halifax
  • Online Saver

    from Halifax 4.60 from 35 reviews
    Halifax
  • Flexicard

    from Halifax 4.57 from 5 reviews
    Halifax
    View all products