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Halifax: Ultimate Reward Current Account reviews

Name: Ultimate Reward Current Account
Rating: 4.16 (97 reviews)

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3.92

Based on 97 reviews, last reviewed 3rd Apr 2025

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

59%

25%

12%

Latest highest rating:

5

Very good my bank I like my bank,I am very happy used Reviewed on: 3rd April 2025

Latest lowest rating:

1

Registered disabled not a priority, . Registered disabled , paid for this service for years, couldn't review as not had to use before.Didn't communicate , lied, left a Registered disabled ... Read more Reviewed on: 29th December 2024

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About this product

The Halifax Ultimate Reward Current Account charges a monthly fee, offering a range of rewards including cinema tickets and digital magazines. Account holders can enjoy various additional benefits. These include travel insurance, breakdown cover, mobile phone insurance and home emergency cover.

Choosing the right rewards account can be difficult. It’s important that you will benefit from the rewards on offer and are able to meet the criteria to receive them. It’s also important that the provider is reputable. Read our Halifax Ultimate Reward Current Account reviews to learn more about the provider and product.

Find out how long account holders have had their accounts, and how satisfied they are with the service they’ve received. Learn about the Halifax mobile banking app and the features it has to offer. Read about the rewards available with the account and how valuable customers find them to be. Learn how responsive the customer service team is to be confident that Halifax can swiftly resolve any issues. Make an informed decision when opening your new account by reading our reviews.

If you have an Ultimate Reward Current Account with Halifax, share your honest experience with our Smart Money People community. Why did you choose this account and has it lived up to expectations? Do you find yourself redeeming rewards often? What’s your favourite thing about the account? Are there any aspects that you feel could be improved? Share any experience you’ve had with the customer service team. Would you recommend the account to your family and friends? Whether good or bad, write a Halifax Ultimate Reward Current Account review today.

Halifax Ultimate Reward Current Account reviews (97)

Review of the Halifax, Ultimate Reward Current Account:

Amazing product

I’ve had my ultimate reward current account for a fair few years now and it’s worth every penny. With only a monthly payment of £17, I have breakdown cover and travel insurance, aswell as so many other bonuses. I’d recommend anyone interested to look into it and it’s incredible rewards. Reviewed on: 22nd August 2023

Martin

I am very happy with Halifax I would never change it everywhere I wanted to open an account and didn't want to open it anywhere so I visited halifax and immediately opened my account I am very satisfied Reviewed on: 7th February 2020

Holiday Insurnance Nightmare

Assistance after road accident abroad has been a nighmare, Axa insurance (the chosen Halifax provider) is terrible, constantly cutting corners to save themselves money after my surgeon and doctore specifically outlined my medical requirements were not met for travel, cannot get through on the phone, minimum of 40mins on hold. Literally spent days on the phone. Reviewed on: 20th January 2020

Helpful and friendly

Every encounter with Halifax has been great. The app is simple and secure, I can deposit cheques using it which is great as I'm housebound Reviewed on: 19th December 2019

The benefits you get are brilliant, especially brake down cover

I love the benefits you get with the ultimate reward card. The reassurances knowing that if you brake down you can get rescued, if your phone breaks you can get it repaired. Everything is simple. Reviewed on: 26th April 2019

Accessible

Excellent customer service Helpful in branch Easy to use online babko Reviewed on: 26th April 2019

Bad changes

Constantly increasing prices of account monthly fee and overdraft costs have nearly doubled. Reviewed on: 15th April 2019

A bank for all needs

I have been with the Halifax for many many years and I cannot fault them. A product for every need and easily accessible via internet banking All round great bank Reviewed on: 3rd February 2019

Great!

Such a great company! Always got great support Reviewed on: 13th January 2019

Branch visits always stressful

When I need to do things online it’s generally fine, but whenever I visit the branches the staff always seem young and inexperienced and usually unable to help with the query I had. The last time I went in to enquire abor business banking and the girl said ‘just do it online’ and then handed me a phone number if I needed any help! The reason I had gone in personally was to get face-to-face help. Reviewed on: 23rd November 2018

Great perks

One of the best advantage accounts going. The price is a little higher than most but if you travel a lot the worldwide (including usa) travel insurance is great. Reviewed on: 2nd September 2018

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