Smart Money People Logo

Hastings Direct: Car insurance reviews

3.04
Based on 676 reviews, last reviewed 23rd Feb 2026
92% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
34%
See only 4 star reviews
20%
See only 3 star reviews
7%
See only 2 star reviews
4%
See only 1 star reviews
35%

Latest highest rating:

5

I've been with Hastings Direct for a good few years... I've been with Hastings Direct for a good few years now - they've helped me with carious claims and at a difficult time when I had a car accident they... Read more Reviewed on: 23rd January 2026
Sarah Gray's avatar
Sarah Gray

Latest lowest rating:

1

Dodgy fees. I just finished a contract with this company. My car insurance was finished at 23:59 of the 19th of Feb. They have automatically renewed my car insura... Read more Reviewed on: 23rd February 2026
Tom L's avatar
Tom L

About this product

Hastings Direct provide award-winning car insurance.

You can get a Hastings Direct car insurance quote online and manage your policy via the mobile app. There are three levels of cover, Essentials, Direct and Premier. They're available as an online product which is a lower cost, self-service policy that you manage yourself.

Hastings Direct car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Hastings Direct before, you can also leave a review and share your experience.

Hastings Direct Car insurance reviews (676)

Review of the Hastings Direct, Car insurance:

No quibbles!

5
Fantastic insurer, no issues and would recommend. Reviewed on: 12th August 2022

Claim Hell

2
Wife reversed car into a supermarket sign, damage to rear bumper and side light, took a year to resolve the claim and constant pressure to get the excess back via Go Compare (£250) It took around 15 months to sort out, first time I had to make a claim on Car Insurance and I would not want to go through that again , not sre why it took so long as there were no other parties involved. Needless to say at rewal the price increased signicantly , but alas they were still the cheapest I could find , so stuck with them for another year. Frustrating Claims process and disapointing considering they are one of the UK's largest Insurance Groups. Reviewed on: 23rd August 2023

Great Service, matched price renewals.

5
I have been with Hastings direct for 2 years now. Having contacted them for certain updates and changes I can say they are quick to reply back and help you out with your issues. Also with the renewals they matched the price with the lowest quote I could get in the market which is great as then don't have to worry to keep moving around between insurance companies. Reviewed on: 23rd August 2023

Great service

5
Absolutely great value and service Reviewed on: 23rd August 2023

One of the best experiences

5
I recently had the pleasure of securing my car insurance with Hastings, and I am absolutely thrilled with the level of service and coverage they have provided. From the moment I reached out for a quote, to the seamless sign-up process, and even through a recent renewal quote matching experience, Hastings has exceeded my expectations. Reviewed on: 23rd August 2023

One of the best

4
All insurance is a rip off but after dealing with many, Hastings has to be one of the best for reliability, customer care and ease of use. Reviewed on: 23rd August 2023

Great value, great company

5
I have been with Hastings Direct for 4 years now and have never had a reason to change. Their car insurance is great value for money, their app is so simple and easy to use and their customer service is super quick and very helpful. Every time I call I’m usually through to someone within seconds. I highly recommend using Hastings Direct. Reviewed on: 23rd August 2023

Great car insurance

5
Never had any problems with them always been straight with me 100% when it comes to making a claim Reviewed on: 23rd August 2023

First time customer

5
Really like being with Hastings direct. This is my first time being with them for an insurance product. The app is so easy to set up up and use and I got a discount for having an online policy rather than a call centre one Reviewed on: 23rd August 2023

Great service

5
I have been with Hastings as I am impressed with their app and service provided by them. Reviewed on: 23rd August 2023

Excellent cover made easy

5
Simple to use online site with excellent explanations of the cover highly recommend Reviewed on: 22nd August 2023

Do you have a different Hastings Direct product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Hastings Direct?

    View all products