Smart Money People Logo

Hastings Direct: Car insurance reviews

2.99
Based on 678 reviews, last reviewed 4th Apr 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
36%
See only 4 star reviews
19%
See only 3 star reviews
6%
See only 2 star reviews
4%
See only 1 star reviews
35%

Latest highest rating:

5

I've been with Hastings Direct for a good few years... I've been with Hastings Direct for a good few years now - they've helped me with carious claims and at a difficult time when I had a car accident they... Read more Reviewed on: 23rd January 2026
Sarah Gray's avatar
Sarah Gray

Latest lowest rating:

1

Poor service even poorer company Ive given 1 star because its the lowest… Ive given 1 star because its the lowest i can give had a major motorbike accident may last year was in a coma... Read more Reviewed on: 4th April 2026
Mick Lee's avatar
Mick Lee

About this product

Hastings Direct provide award-winning car insurance.

You can get a Hastings Direct car insurance quote online and manage your policy via the mobile app. There are three levels of cover, Essentials, Direct and Premier. They're available as an online product which is a lower cost, self-service policy that you manage yourself.

Hastings Direct car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Hastings Direct before, you can also leave a review and share your experience.

Hastings Direct Car insurance reviews (678)

Review of the Hastings Direct, Car insurance:

Affordable for young drivers

5
I’m 18 and just got my first year of insurance with black box which helps save lots of money. It was quick delivery and the app is excellent - I recommended to all my friends starting to pass their driving tests! Reviewed on: 16th September 2024

Insurance if you've got patience

3
Straight-forward insurance but be prepared to pay through the nose if you want to make changes to the policy Reviewed on: 5th April 2018

Poor customer service

1
Have tried to contact them for almost a week to cancel my policy renewal but the online service keeps saying not working and the phone number averages 20mins to answer, by-which time I've become so frustrated that I've hung up. Oddly my policy has gone up by £50 but if I go on their website its £50 cheaper for exactly the same, having got through to an operator they said they could get the price lowered!!!!!!!! why not do that anyway and keep a customer?    Reviewed on: 3rd April 2018

Smashed car window

1
Recently had my car’s rear window smashed and suitcase stolen which was in the boot. Was dealt with appallingly by Hastings at the time. Very disappointed. But since reporting complaint am awaiting a response, so I’ll update my review depending on how that goes... Reviewed on: 28th March 2018

Tried cancelling a policy

1
Tried cancelling a policy, but really un helpful. Took over a hour to cancel. When asked to speak to a manger had to give a explanation on why. WILL NOT USE AGAIN. NOT RECOMMENDED!!!! Reviewed on: 12th February 2018

Rip off company

1
Never ever use this company. Rip off merchants. My car has been scrapped but instead of a piddly £20 ish refund no....they charge me a £45 cancellation fee and I owe them to cancel! Team leader was a waste of space. Would have got more help from talking to my dog that him!! Registered a complaint but looking at these reviews don't expect much! Car drivers don't use the company. Then they may have to become more customer centric! Reviewed on: 30th January 2018

Very poor, in fact "unresponsive", communication

1
Very poor, in fact "unresponsive", communication Communication and time taken to resolve claims is very VERY poor. It has been left to me all the way through my claim to chase Hastings for response. Continually promised a call back by relevant departments - but nothing! Totally unresponsive. Its now 5 weeks since my claim and still not resolved! Reviewed on: 22nd January 2018

Cheap and cheerful

4
Hastings direct is always towards the cheaper end on price comparison site. The customer service staff and helpful and I’ve always had a positive experience with them for car insurance Reviewed on: 8th January 2018

Great

5
Dealt with my claim quickly and professionaly Reviewed on: 4th January 2018

Rip Off

1
Bought my new car got insurance there was a one week delay in transferring my private plate to my new vehicle rang Hastings who charged me £20 for changing a number plate on a policy truly shocking never seen such money grabbing antics before from any insurance companies. Be warned Reviewed on: 23rd November 2017

Cheapest quote

4
Gave the cheapest quote. Hassle-free application process. However, a bit too complicated when trying to change something midway through the year. Reviewed on: 22nd November 2017

Do you have a different Hastings Direct product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Hastings Direct?

    View all products