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HSBC Kinetic: Business account reviews

Name: Business account
Rating: 4.73 (1940 reviews)

View other HSBC Kinetic products

4.70

Based on 1,940 reviews, last reviewed 27th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026

Latest lowest rating:

1

I am now in the process of changing my bank over bec... I am now in the process of changing my bank over because I am so fed up of not being able to access my account on my mobile. This happened to me once... Read more Reviewed on: 5th March 2025

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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Kinetic Business account reviews (1940)

Review of the HSBC Kinetic, Business account:

Perfect Business Bank

HSBC Kinetic is the perfect bank for small businesses. Everything is so easy to understand and they even have promotional offers for new account holders. Reviewed on: 10th March 2022

Simple and easy to use

HSBC Kinetic makes managing my businesses cashflow so quick and easy I don't have to block out hours on end to pay suppliers and allows me to keep my own books easily saving me needing to pay a bookkeeper or accountant for the service. Best small business account I have ever used! Reviewed on: 9th March 2023

Very good and flexible account

The account is very easy to manage, it's allowing to have control of your finances and HSBC has outstanding customer support. Reviewed on: 9th March 2023

Reply from HSBC Kinetic Hi, It's great to hear that you find your business finances easy to manage with our app and that you find our support outstanding. Great news our in -app customer support is now available Monday to Friday 08:00 to 20:00hrs and Saturdays 08:00 to 14:00hrs. Thanks for your review of HSBC Kinetic. Response date: 9th March 2023

So easy to use!

Intuitive, seamless and does the job! A great business account Reviewed on: 9th March 2023

Reply from HSBC Kinetic Thanks very much for your great review of HSBC Kinetic. Response date: 9th March 2023

Easy to use

Kinetic is very easy to use and everything is in one place on the app. Great Service Reviewed on: 9th March 2023

Reply from HSBC Kinetic Thanks Natalie, great feedback everything in one smart app. We hope you'll continue to find the app a great companion for your business. Response date: 9th March 2023

Kinetic Service Appeal

Great Customer service for this easy to use mobile banking service. Would highly recommend for businesses on the go. Great real-time features for instant understanding of cash flows etc . Reviewed on: 9th March 2023

Reply from HSBC Kinetic Hi Rob, thanks for your review we're delighted to hear that your impressed with our Customer Support and our Cash Flow Outlook tool. Response date: 9th March 2023

Does everything I need it to do!

The app is great - I’m big on user experience and I have to say, extremely easy to use and navigate. Shows me a good breakdown and the customer service is awesome too. Good work HSBC! Reviewed on: 9th March 2023

Reply from HSBC Kinetic We're delighted to hear that you're enjoying the HSBC Kinetic experience. Thanks very much for taking time to review our app. Response date: 9th March 2023

Clarity

HSBC Kinetic is so user friendly everything works so smoothly. I am more than impressed. They have earned my loyalty. Reviewed on: 9th March 2023

Reply from HSBC Kinetic Thank you for your review we're delighted to hear that your enjoying the HSBC Kinetic experience. It's great to have you and your business onboard. Response date: 9th March 2023

In love with the in-app experience, customer service and overall ease of use.

In love with the in-app experience, customer service and overall ease of use. The app is very user friendly which I appreciate. There isn't a transaction fee like some business banks do which is fair and ethical in my opinion. Over £10k transfer limit and believe it or not; some business banks do have a cap and HSBC is trustworthy and experienced enough to raise this substantially. The customer service is brilliant, always quick and professional to answer my questions. Monthly letter updates is old fashioned but very handy, when a lot is going on - it's just not the same to keep referring to pdf's online and having to download them. Lots of good things and not a single bad that I can think of. Brilliant bank, will highly recommend them to anyone looking to open a business account. Reviewed on: 9th March 2023

Reply from HSBC Kinetic Thank you so much for you're review, it really helps spread the word and grow the community. We're delighted to hear that you're enjoying your experience.in app, our customer support and that you'd recommend HSBC Kinetic to other business owners.. Thanks again . Response date: 9th March 2023

Excellent and quick service

Very easy and straightforward process to start an account. Encouraging for new small business owners Reviewed on: 9th March 2023

Reply from HSBC Kinetic Hi, thanks for your great review. We're delighted to her that you found the account opening fast, in most cases the application takes just 20 minutes and most accounts are opened within 48 hours. Thanks again Response date: 9th March 2023

HSBC make rules as they go along

HSBC seem to make up rules as they go along if they don’t they don’t share changes to business accounts and you only find out when you fall foul of them. They then just say you should have known! Reviewed on: 9th March 2023

Reply from HSBC Kinetic Thanks for your review of our service. If you need help please contact us using our in-app Live Chat we're available 08:00-20:00 Monday to Friday and on Saturdays 08:00-14:00. We do hope you're issue will be resolved and you find the app useful. Response date: 28th March 2023

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