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HSBC Kinetic: Business account reviews

Name: Business account
Rating: 4.73 (1941 reviews)

View other HSBC Kinetic products

4.68

Based on 1,941 reviews, last reviewed 7th Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026

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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Kinetic Business account reviews (1941)

Review of the HSBC Kinetic, Business account:

Easy

Simple, easy app banking - no fuss Reviewed on: 7th March 2023

Easy to use and friendly service

Straightforward banking and always a help when needed with the chat service. Highly recommended. Reviewed on: 8th March 2023

Simple & efficient

Had a great experience building my business with My account with Kinetic HSBC. It was very simple & everything online. Thank you Reviewed on: 8th March 2023

Excellent bank

Very happy with customer services and happy with banking Reviewed on: 8th March 2023

Easy, efficient & simple to use

I set up my small hobby business about 8 months ago. Setting up my HSBC Kinetic business account has made life so much easier. It links to quickbooks and helps me with my overall finances for my small business. Thank you & I continue to recommend to others Reviewed on: 8th March 2023

Dear Team

I am very satisfied from the service Reviewed on: 8th March 2023

They are a very good Buisness

I have had no issues with my bank account and HSBC have no problems. They are a very good business and I would recommend it to a relative or friend. Reviewed on: 8th March 2023

Ease of use and customer friendly

I am thankful to HSBC as they opened my business account post due diligence and its easy to use, particularly the mobile app. Reviewed on: 8th March 2023

Quick customer care support and services

Care for customer and service in case any issues. Quick payment. No issues with platform.easy and comfortable platform use Reviewed on: 8th March 2023

Great for small businesses!

HSBC Kinetic has been a great success for my business! Easy to use, simple to set, and with lots of easy to access help. Highly recommend! Reviewed on: 8th March 2023

Quick, convenient and smart

Very convenient to use HSBC Kinetic Reviewed on: 8th March 2023

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