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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

User friendly

5
Found all aspects of HSBC Kinetic easy to use being a start up business. Very black and white which leaves me feeling comfortable in trusting them with my banking. Reviewed on: 10th March 2022
Rudi Ryan's avatar
Rudi Ryan

Top Bank for Business

5
I recently banking with them for my business. I love the way they manage everything and customer service is very good. Online app and online banking is very easy to manage. I highly recommend them. Reviewed on: 10th March 2022
Taslima Akter's avatar
Taslima Akter

Excellent

5
Since I opened the account with HSBC kinetic it has made my life so much easier to do business Reviewed on: 10th March 2022
Lilododa's avatar
Lilododa

Quick easy system

5
Would recommend easy to set up use apps great Reviewed on: 10th March 2022
Marcusb's avatar
Marcusb

Once onboarded, the App is frictionless finance at its best

4
Working as an individual consultant with clients in other countries, the global presence of HSBC combined with the simplicity of the app experience are a winning combination. Though, for the less technologically sophisticated among us, the set up and integrations with accounting app of choice is not straightforward nor very well explained. Once this onboarding experience is refined I have no doubt my scores will improve. Thanks Kinetic Reviewed on: 10th March 2022
Alan Kittle's avatar
Alan Kittle

Simple to setup

5
Getting started with a business is complex and there's lots to do. HSBC made it simple to arrange the bank account. Great overall experience. Reviewed on: 10th March 2022
Phil's avatar
Phil

Excellent so far

5
Smooth sign up, great app, great service. Reviewed on: 10th March 2022
Alex Thorp's avatar
Alex Thorp

All has run well and had no problems at all.

5
Easy to set up and be up and running. Easy to use app. Reviewed on: 10th March 2022
Carla bullock's avatar
Carla bullock

Great Account

5
Simple, effective and provides great information. The app is brilliant too, really easy to use. Reviewed on: 10th March 2022
Zahed Jivraj's avatar
Zahed Jivraj

HSBC is best for business

5
HSBC is best for business ! Highly recommended Reviewed on: 10th March 2022
Gayathri Thangavelu's avatar
Gayathri Thangavelu

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