Write a review

Go to business site

HSBC Kinetic: Business account reviews

Name: Business account
Rating: 4.69 (1941 reviews)

View other HSBC Kinetic products

4.69

Based on 1,941 reviews, last reviewed 7th Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026

Read all reviews See your review

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Kinetic Business account reviews (1941)

Review of the HSBC Kinetic, Business account:

Amazing App and service

Really easy to use and brilliant app. Reviewed on: 10th March 2022

Great bank for starting business

The process to join was easier than other banks, lots of cool features in the app. My only issue is international payments can't be made from the app also can't change the payment categories other than that I'd recommend! Reviewed on: 7th March 2023

So simple to use

Really really simple app to use, works really well with my normal HSBC current account. Was incredibly easy to set-up too. Reviewed on: 7th March 2023

Great mobile app from the ground up

No complaints, a great entrant into the challenger bank apps. Reviewed on: 7th March 2023

Easy way to access

Always find easy and helpful love it Reviewed on: 7th March 2023

Amazing bank and services!!!

I have use it for many years. Good and friendly people, very gentle and helpful on the phone. I have recommended HSBC bank to my wife as well. Reviewed on: 7th March 2023

A game-changing platform for SME

HSBC Kinetic is a revolutionary platform that has transformed the way businesses operate. Here are some reasons why I think it deserves a glowing review: Streamlined and efficient: HSBC Kinetic streamlines all your banking needs in one place, providing a unified view of your accounts, transactions, and balances. It simplifies the otherwise cumbersome process of managing multiple accounts and enables businesses to be more efficient in their day-to-day operations. Customizable features: HSBC Kinetic offers a wide range of customizable features that allow businesses to tailor their banking experience to their specific needs. From setting up automatic payments to creating custom alerts, HSBC Kinetic offers flexibility and control over your banking activities. User-friendly interface: The platform's user-friendly interface makes it easy for businesses to navigate and access important information quickly. Its intuitive design means that even those who are not familiar with online banking can quickly get up to speed and take full advantage of its features. Enhanced security: HSBC Kinetic prioritizes security and provides robust measures to ensure that your financial data is safe and secure. From two-factor authentication to the latest encryption protocols, businesses can trust that their information is protected. Overall, HSBC Kinetic is a game-changing platform that provides businesses with the tools they need to manage their finances with ease and confidence. I highly recommend it to any business looking to streamline their banking operations and stay ahead of the curve. Reviewed on: 7th March 2023

Easy to start using

At first, it was easy to open my business bank account with HSBC Kinetic. In time being, my business got bigger and HSBC Kinetic gives all my business needs. No complaints. Reviewed on: 7th March 2023

Great service

I don’t have any problems with the service, so far so good! Reviewed on: 7th March 2023

I'm very happy

I'm very happy with HSBC Kinetic..Thank you Reviewed on: 7th March 2023

My first company business account and it rocks!

It can be so intimidating starting a business account, however all that fades away when using HSBC Kinetic. It is just so user friendly and packed with easy to use resources. The mobile app is the cherry on top with such ease of use, i have my business finances at my fingertips! Its a place where i feel safe to conduct business finances. Reviewed on: 7th March 2023

Alternative products

Business Current Account
from Santander 2.09 from 95 reviews
Business Current Account
from Unity Trust Bank 4.83 from 2 reviews
Business Account
from Revolut 4.78 from 1337 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub