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HSBC Kinetic: Business account reviews

4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Kinetic Business account reviews (1941)

Review of the HSBC Kinetic, Business account:

Everything I need for the work I carry out

5
HSBC doing a great job providing a great service and mobile app that meets all my business needs. Reviewed on: 8th March 2023
Reply from HSBC Kinetic Thanks for your review, great to hear that we're doing a great job and the app meets all your business needs. Response date: 9th March 2023
HSBC Kinetic logo reviews
HSBC Kinetic

Brilliant

5
The fastest speed of opening a business bank account without any hassel. Reviewed on: 31st March 2022

Really fantastic business banking option

4
It’s a perfect solution for small businesses -always on hand via the app in order to check your ins and outs amounts at any moment Reviewed on: 31st March 2022

very very good aplication

5
As I said before but my review was not saved, I've used more applications from diferent bank's but this one is very nice one, very easy, fast and also with online support fast and nice too, I really appreciate what you do for us Reviewed on: 31st March 2022

Would recommend

5
Very easy start up, a few clicks and a picture or two and all set up. Clear app easy to use. Reviewed on: 31st March 2022

live face profile for motion live plug in

5
no experience why not go open an account on your computer Reviewed on: 31st March 2022

Good but a little clunky

4
Downloading of statements and transactions is not the easiest but generally a good app. Reviewed on: 31st March 2022

Best service

5
Best stuff everyone is doing his job professionally and on time, very satisfied with their service and online banking Reviewed on: 31st March 2022

excellent service easy to use

5
really easy to use and really easy to get help if needed. Reviewed on: 31st March 2022

World class support

5
The willingness of the team to help its customers is outstanding. Reviewed on: 31st March 2022

HSBC kinetic

5
HSBC kinetic business account it's easy to work with,the customer service very helpful. Highly recommended Reviewed on: 31st March 2022