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HSBC Kinetic: Business account reviews

4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Kinetic Business account reviews (1941)

Review of the HSBC Kinetic, Business account:

Everything I need for the work I carry out

5
HSBC doing a great job providing a great service and mobile app that meets all my business needs. Reviewed on: 8th March 2023
Reply from HSBC Kinetic Thanks for your review, great to hear that we're doing a great job and the app meets all your business needs. Response date: 9th March 2023
HSBC Kinetic logo reviews
HSBC Kinetic

HSBC KINETIC

5
Very satisfied with the app and the simple way of managing my finance, controlling and monitoring it! Highly recommend! Reviewed on: 30th March 2022

the best hsbc

5
very nice, very serious ,very easy. Reviewed on: 30th March 2022

Best business account I have had

5
The app is great , always help on other end so happy with this business account so easy to use Reviewed on: 30th March 2022

Great for my business!

4
This is easy to use and has been perfect for my business! Reviewed on: 30th March 2022

Great Bank

5
Easy to apply, wasy to use,nice app Reviewed on: 30th March 2022

Fast Actioned Bank

4
Quick and easy to discuss any queries; clear and easy to use banking app; good fraud prevention checks Reviewed on: 30th March 2022

Great bank, helped me so much with integrated accounts

5
I have 8 months since im partner with hsbc kinetic abd is a great bank Reviewed on: 30th March 2022

User friendly app

5
Easy to open and online banking feature also user friendly. Cash flow forecast feature. Amazing Reviewed on: 30th March 2022

I strongly recommend

5
I recommend, it is easy and friendly to use Reviewed on: 30th March 2022

Easy banking

5
Smart way to use and easy banking I like very much Reviewed on: 30th March 2022