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HSBC Kinetic: Business account reviews

Name: Business account
Rating: 4.73 (1940 reviews)

View other HSBC Kinetic products

4.70

Based on 1,940 reviews, last reviewed 27th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026

Latest lowest rating:

1

I am now in the process of changing my bank over bec... I am now in the process of changing my bank over because I am so fed up of not being able to access my account on my mobile. This happened to me once... Read more Reviewed on: 5th March 2025

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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Kinetic Business account reviews (1940)

Review of the HSBC Kinetic, Business account:

Best Banking!

HSBC kinetic is very user friendly. I love how it goes an extra mile to nake sure there is no fraudulence involved. Reviewed on: 10th March 2022

highly recommend

Amazing customer service and great experience in business account. Reviewed on: 9th March 2023

Fantastic

Brilliant account very useful and just what I needed for my business Reviewed on: 9th March 2023

Only ethical bank in the UK

DO NOT bank with any other bank. HSBC have you covered, no matter the need! Reviewed on: 9th March 2023

Simple @ Straightforward

The HSBC banking App is simple easy to use and straightforward, with the addition of prompting of fraud checkpoints during money transfers. Reviewed on: 9th March 2023

Easy to use

Quick application, easy to use. Highly recommended Reviewed on: 9th March 2023

Good business account

I have been using HSBC Kinetic for my business so I can manage my money easier. I find it easy to manage, I can keep on track how much I am using. Overall I am happy to use this bank account Reviewed on: 9th March 2023

Review on the whole app

Use hsbc kinetic most days and it’s never let me down even when I’ve had bad service. You don’t have to ever go into the bank as everything including cheque can be paid in through the app. Very happy and would highly recommend. Reviewed on: 9th March 2023

Hassle free and easy to use banking

Was recommended to my by my sister. Super easy to set up and use. Takes a lot of stress away from running a business. Would highly recommend. Reviewed on: 9th March 2023

Good service

I am very happy using HSBC Kinetic app, it is very easy to use for everyone. You can see how much you are spending, how much money do you still have. Reviewed on: 9th March 2023

This Bank is Amazing

As a cab driver that moved here from Romania I have been with this same bank since my move here in 2015 , I have decided to go forward with the business account as it’s of great help , I am self employed and I wish everyone could legitimately work and play nice one with another , because these banks are not really made for you to get rich , but instead they can provide liability for you money , which means my money is safe at every stage , the security is amazing , and although I don’t know how to use this page properly I commend the teams behind this bank , Good Luck Reviewed on: 9th March 2023

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