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HSBC: Bank account reviews

3.66
Based on 1,309 reviews, last reviewed 30th Sep 2025
91% decrease in 5 star reviews
in the past 90 days
25% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
44%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
6%
See only 1 star reviews
16%

Latest highest rating:

5

With HSBC for 26 years. I've been with HSBC for 26 years and Ive never had any problems. Very good in branch and never an issue online. Reviewed on: 5th September 2025
D. Joyce's avatar
D. Joyce

Latest lowest rating:

1

Avoid HSBC. Poor customer service. They don’t listen. Avoid HSBC. I do not normally do reviews here, but I will do so this time, as I’m considering sacking my bank after decades of loyal custom. I’m also ... Read more Reviewed on: 30th September 2025
David W's avatar
David W

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Bank account reviews (1309)

Not very user friendly

2
I have banked with HSBC for decades. It is extremely difficult to speak to customer services. The chat is very limited in topics and even after requesting a call back it didn't happen. Reviewed on: 16th March 2023

Excellent service !

5
Excellent service provided by this Bank, App/website is very secure as well as easy to navigate and very happy to investment accounts as well. Reviewed on: 16th March 2023

Amazing

5
This bank is amazing. I really love it and is have referred several friends. Reviewed on: 16th March 2023

Worst Bank in the UK

1
Old fashioned products, web UX and App. Nothing customer centric and too slow to move or innovate Reviewed on: 16th March 2023

No customer service India based unable to under over telephone

1
Customer service very long waiting times India based do not understand problems poor understanding of English Reviewed on: 16th March 2023

Inefficient bank

2
HSBC are inefficient in every aspect, I've maintained an account as its a graduate account with free overdraft. Phone broke and trying to sort on new one was an absolute nightmare, calling them you wait for hours too! Rubbish! Reviewed on: 16th March 2023

No branches

1
Have used them for many years but now moving away as all nearby branches have closed Reviewed on: 16th March 2023

Best Bank Ever

5
The Very Best Of Banking I'd Say! Reviewed on: 16th March 2023

Good services

5
This company is good, on the basic account you don t have to pay any fees...easy to use the app Reviewed on: 15th March 2023

Would definitely recommend

5
I have banked with the HSBC for years and they are always very helpful. Their internet banking service is very easy to use and I can instantly see where my finances are at. Reviewed on: 15th March 2023

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