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HSBC: Personal Loan reviews

Name: Personal Loan
Rating: 3.6 (63 reviews)

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3.36

Based on 63 reviews, last reviewed 23rd Jan 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

52%

13%

27%

Latest highest rating:

5

Convenient location and friendly staff, sorted my pe... Convenient location and friendly staff, sorted my personal loan application out in a few hassle free mins Reviewed on: 26th February 2025

Latest lowest rating:

1

Not competitive or helpful Applied for personal loan to consolidate others to make it more affordable and securing the debt in one place but HSBC didn’t want to hear or care abo... Read more Reviewed on: 23rd January 2026

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About this product

HSBC personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our HSBC personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a HSBC personal loan, we'd love you to write a quick review too.

HSBC Personal Loan reviews (63)

Review of the HSBC, Personal Loan:

Professional service

Professional services, prompt and timely Reviewed on: 2nd April 2025

HSBC cares about their customer's needs and I would recommend them.

I have been a customer with HSBC now for the last six months and have been very satisfied with their prompt and attentive customer service. It is a company that I would highly recommend Reviewed on: 13th April 2015

Quick, Easy, Convenient

I took out a HSBC loan to fund the purchase of a new car as my other one died. I needed the money fast and wanted a good interest rate. With HSBC I can make over-payments that come of the capital and repay at any time without incurring a charge. The application was quick as I did it all in my local branch by booking an appointment. Very happy with this product. Reviewed on: 6th October 2014

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