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Jaja Finance : Credit card reviews

4.72
Based on 2,527 reviews, last reviewed 26th May 2026
215900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
5%

Latest highest rating:

5

Excellent card and customer service. Excellent card and customer service. Applying for the card is very easy and using the app is super easy too. Terms and conditions are very clear to un... Read more Reviewed on: 19th May 2026
Anna K's avatar
Anna K

Latest lowest rating:

1

Avoid any card underwritten by jaja Used the Asda card for a couple of years. Recently bought a dog carrier on a fake Lidl website. Nothing happened until the next day when my asda app t... Read more Reviewed on: 26th May 2026
Tim S's avatar
Tim S

About this product

You can apply for a Jaja Vanta credit card in three steps online.

Manage your Jaja Vanta credit card account on the go using the app and keep track of how you're spending. Keep your account safe with security features like freezing your card.

Jaja Vanta credit card reviews help you find out what it’s really like to be a customer. If you’ve used Jaja before, you can also leave a review and share your experience.

Jaja Finance Credit card reviews (2527)

Review of the Jaja Finance, Credit card:

A pathetic excuse for a travel credit card

1
A pathetic excuse for a travel credit card, customer service is only available during GMT hours and any replacement cards can only be sent to a UK address, useless if you’re abroad and the card is broken or lost. My case: they locked the card due to fraud and said it was due to VISA. Told to find a VISA atm to unlock, wasted time doing that. Nothing. Stick with reputable bank not these idiots. Reviewed on: 7th January 2025

It’s a big help for my everyday expenses.

5
It’s a big help for my everyday expenses. Reviewed on: 10th April 2026

fantastic

5
i’ve never had an issue with Jaja, customer service is exceptional. Reviewed on: 10th April 2026

Smooth easy and ready to go.

5
Smooth easy and ready to go. I like jaja finance. Reviewed on: 10th April 2026

Really nice bank ,very good experience and nice staff

5
The best bank Very happy,very happy from staff Reviewed on: 10th April 2026

Excellent customer service.

5
Excellent customer service. Solved my issue without any hassle. Reviewed on: 10th April 2026

Best company I've ever used.

5
Best company I've ever used. Great credit limit, easy to pay & the online app so straight forward to use. Love being able to make extra payments throughout the month too. Reviewed on: 10th April 2026

Jaja is one of the best credit card provider in the UK.

5
Jaja is one of the best credit card provider in the UK. The app it's easy to navigate. they are one of the best lending company in the UK Reviewed on: 10th April 2026

Never had a problem with jaja and always great to...

5
Never had a problem with jaja and always great to use Reviewed on: 10th April 2026

Great card with great offers was easy to set up...

5
Great card with great offers was easy to set up great Reviewed on: 10th April 2026

JAVA Credit Card

5
Easy to apply for, very affordable replacements, but like any credit card use it sensibly and don’t spend beyond your affordable repayments . Keep up with your payments and you’ll find this card invaluable & affordable, I recommend this card 100% , Reviewed on: 10th April 2026