Write a review

Go to business site

Jaja Finance : Credit card reviews

Name: Credit card
Rating: 4.72 (2527 reviews)

View other Jaja Finance products

4.72

Based on 2,527 reviews, last reviewed 26th May 2026

215900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Excellent card and customer service. Excellent card and customer service. Applying for the card is very easy and using the app is super easy too. Terms and conditions are very clear to un... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Avoid any card underwritten by jaja Used the Asda card for a couple of years. Recently bought a dog carrier on a fake Lidl website. Nothing happened until the next day when my asda app t... Read more Reviewed on: 26th May 2026

Read all reviews See your review

About this product

You can apply for a Jaja Vanta credit card in three steps online.

Manage your Jaja Vanta credit card account on the go using the app and keep track of how you're spending. Keep your account safe with security features like freezing your card.

Jaja Vanta credit card reviews help you find out what it’s really like to be a customer. If you’ve used Jaja before, you can also leave a review and share your experience.

Jaja Finance Credit card reviews (2527)

Review of the Jaja Finance, Credit card:

A pathetic excuse for a travel credit card

A pathetic excuse for a travel credit card, customer service is only available during GMT hours and any replacement cards can only be sent to a UK address, useless if you’re abroad and the card is broken or lost. My case: they locked the card due to fraud and said it was due to VISA. Told to find a VISA atm to unlock, wasted time doing that. Nothing. Stick with reputable bank not these idiots. Reviewed on: 7th January 2025

It's been smooth sailing with being accepted and usi...

It's been smooth sailing with being accepted and using the card Reviewed on: 9th April 2026

Quick and easy to apply and a easquicky to use...

Quick and easy to apply and a easy to use app Reviewed on: 9th April 2026

Great service...

Used it for over a year had no issues very efficient and answer queries quickly Reviewed on: 9th April 2026

Overall good experience using the jaja hassel free

Overall good experience using the jaja hassel free Reviewed on: 9th April 2026

It's good for me to manage my finances

It's good for me to manage my finances Reviewed on: 9th April 2026

Easy to use app.

Easy to use app. Good customer service. Reviewed on: 9th April 2026

So much freedom and so easy to use.

So much freedom and so easy to use. Perfect for someone who wants flexibility and the app is really user friendly too. Reviewed on: 9th April 2026

Hi the jaja credit card is very good.

Hi the jaja credit card is very good. Reviewed on: 9th April 2026

I have been using this credit card for several month...

I have been using this credit card for several months, and overall, my experience has been very positive. The card offers a strong rewards program, particularly for everyday spending categories such as groceries and fuel. The cashback benefits are consistent and provide good value over time. Additionally, the mobile banking app is well-designed, allowing for easy transaction tracking, account management, and timely payments. Customer service has also been reliable and responsive whenever assistance was required, which adds to the overall user experience. On the downside, the interest rate is relatively high, making it less suitable for carrying a balance over time. There are also foreign transaction fees, which may not be ideal for frequent international use. In conclusion, this credit card is an excellent option for individuals seeking dependable rewards and convenient account management, provided they pay off their balance in full each month. Reviewed on: 9th April 2026

I have not had any reason to complain.

I have not had any reason to complain. Reviewed on: 9th April 2026

Alternative products

Partnership Card
from John Lewis 1.86 from 894 reviews
123 credit card (discontinued)
from Santander 4.20 from 162 reviews
Everyday Credit Card
from Santander 4.05 from 23 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub