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Jaja Finance : Credit card reviews

4.72
Based on 2,527 reviews, last reviewed 26th May 2026
215900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
5%

Latest highest rating:

5

Excellent card and customer service. Excellent card and customer service. Applying for the card is very easy and using the app is super easy too. Terms and conditions are very clear to un... Read more Reviewed on: 19th May 2026
Anna K's avatar
Anna K

Latest lowest rating:

1

Avoid any card underwritten by jaja Used the Asda card for a couple of years. Recently bought a dog carrier on a fake Lidl website. Nothing happened until the next day when my asda app t... Read more Reviewed on: 26th May 2026
Tim S's avatar
Tim S

About this product

You can apply for a Jaja Vanta credit card in three steps online.

Manage your Jaja Vanta credit card account on the go using the app and keep track of how you're spending. Keep your account safe with security features like freezing your card.

Jaja Vanta credit card reviews help you find out what it’s really like to be a customer. If you’ve used Jaja before, you can also leave a review and share your experience.

Jaja Finance Credit card reviews (2527)

Review of the Jaja Finance, Credit card:

A pathetic excuse for a travel credit card

1
A pathetic excuse for a travel credit card, customer service is only available during GMT hours and any replacement cards can only be sent to a UK address, useless if you’re abroad and the card is broken or lost. My case: they locked the card due to fraud and said it was due to VISA. Told to find a VISA atm to unlock, wasted time doing that. Nothing. Stick with reputable bank not these idiots. Reviewed on: 7th January 2025

Good experience with jaja, no issues nice credit car...

5
Good experience with jaja, no issues nice credit card service Reviewed on: 9th April 2026

Tiptop good card I will tell my friends about it...

5
Tiptop good card I will tell my friends about it Reviewed on: 9th April 2026

I have built my credit rating i like the information...

5
I have built my credit rating i like the information jaja gives Reviewed on: 9th April 2026

I’ve had an excellent experience with the Jaja Credi...

5
I’ve had an excellent experience with the Jaja Credit Card so far. The service has been consistently reliable, and everything from the application process to daily use has been smooth and straightforward. The app is easy to navigate, making it simple to track spending, manage payments, and stay in control of my finances. What really stands out is the customer service—responsive, helpful, and genuinely focused on resolving any queries quickly. It’s reassuring to know that support is available when needed, and handled professionally every time. Overall, a great credit card with modern features and excellent service. Highly recommended for anyone looking for a hassle-free and dependable option. Reviewed on: 9th April 2026

Hadn't had credit card for some time now but since I...

5
Hadn't had credit card for some time now but since I've turned 70yrs last year I am in a better place financially and I think it's down alot to JaJa Reviewed on: 9th April 2026

Lovely experience like Jaja.

4
Lovely experience like Jaja. Super helpful too in case of emergency Reviewed on: 9th April 2026

All positive no issues.

5
All positive no issues. Helpful when I’ve had to contact them Reviewed on: 9th April 2026

My favourite credit card

5
Jaja is so easy to use, has an excellent app that notifies me when I use my card and I live that I can pay with my phone. I have also had good credit limit increases at decent intervals by keeping in my limit and paying on time. Reviewed on: 9th April 2026

No Limit increases ive had this card for past year b...

4
No Limit increases ive had this card for past year but no limit increases Reviewed on: 9th April 2026

Customer service is excellent

5
Customer service is excellent,very easy use the app Reviewed on: 9th April 2026