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Jaja Finance : Credit card reviews

4.72
Based on 2,527 reviews, last reviewed 26th May 2026
215900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
5%

Latest highest rating:

5

Excellent card and customer service. Excellent card and customer service. Applying for the card is very easy and using the app is super easy too. Terms and conditions are very clear to un... Read more Reviewed on: 19th May 2026
Anna K's avatar
Anna K

Latest lowest rating:

1

Avoid any card underwritten by jaja Used the Asda card for a couple of years. Recently bought a dog carrier on a fake Lidl website. Nothing happened until the next day when my asda app t... Read more Reviewed on: 26th May 2026
Tim S's avatar
Tim S

About this product

You can apply for a Jaja Vanta credit card in three steps online.

Manage your Jaja Vanta credit card account on the go using the app and keep track of how you're spending. Keep your account safe with security features like freezing your card.

Jaja Vanta credit card reviews help you find out what it’s really like to be a customer. If you’ve used Jaja before, you can also leave a review and share your experience.

Jaja Finance Credit card reviews (2527)

Review of the Jaja Finance, Credit card:

A pathetic excuse for a travel credit card

1
A pathetic excuse for a travel credit card, customer service is only available during GMT hours and any replacement cards can only be sent to a UK address, useless if you’re abroad and the card is broken or lost. My case: they locked the card due to fraud and said it was due to VISA. Told to find a VISA atm to unlock, wasted time doing that. Nothing. Stick with reputable bank not these idiots. Reviewed on: 7th January 2025

Great credit card

5
Great credit card with reasonable interest rate. Reviewed on: 9th April 2026

Best of all

5
One of the best credit card providers and i must say, they have an excellent app interface Reviewed on: 9th April 2026

Struggled to get a credit card but only way to impro...

5
Struggled to get a credit card but only way to improve my credit score other than what I’d already done! Jaja have given me the means to help. Fantastic ap, so easy to use and understand. Reviewed on: 9th April 2026

Made managing money easier

5
decided to try the Jaja Finance credit card when I wanted something simple to help me stay on top of my spending, and it’s honestly made a difference. Before this, I used to feel a bit unsure about tracking my expenses, but the app makes everything clear and easy to understand in one place. Setting it up was quick, and since then it’s been really reliable — payments go through smoothly, and I can check everything anytime without confusion. It’s helped me feel more in control of my finances, especially during busy weeks when I don’t have time to think too much about it. I did need help once, and although it wasn’t instant, the support I received was polite and sorted my issue, which I appreciated. Overall, it’s been a simple but genuinely helpful part of my routine, and I’d happily recommend it to anyone looking for an easy and dependable credit card. Reviewed on: 9th April 2026

Very good bank Very good people I highly recomended

5
Very good bank Very good people I highly recomended Reviewed on: 9th April 2026

It is an Excellent credit finance for me

5
It is an Excellent credit finance for me Reviewed on: 9th April 2026

Easy manageable and always someone to help.

5
Easy manageable and always someone to help. Makes managing money very easily and fast decisions on loan applications. I would recommend Reviewed on: 9th April 2026

Interest rate bit high,but good app and customer ser...

3
Interest rate bit high,but good app and customer service Reviewed on: 9th April 2026

They have blocked my card for no reason I owe them n...

1
They have blocked my card for no reason I owe them nothing and it’s in credit Reviewed on: 9th April 2026

Great credit card great customer service jaja has go...

5
Great credit card great customer service jaja has got everything you need in a credit card my number one choice Reviewed on: 9th April 2026