Write a review

Jaja Finance : Credit Card reviews

Name: Credit Card
Rating: 1.33 (135 reviews)

View other Jaja Finance products

1.41

Based on 135 reviews, last reviewed 7th Oct 2024

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Jaja credit card is an excellent choice for those lo... Jaja credit card is an excellent choice for those looking for a straightforward, no-nonsense credit card with a strong digital platform. Its ease of u... Read more Reviewed on: 3rd June 2024

Latest lowest rating:

1

Very bad experience,my credit card is being closed b... Very bad experience,my credit card is being closed before l even use it. I called them and they said my account is under investigation. Reviewed on: 7th October 2024

Read all reviews See your review

About this product

Jaja Finance claim to offer the next generation credit card. It's a pretty bold claim! But if you want to learn more about this mobile first credit card, make sure you read what our Smart Money People community have to say. Alternatively If you're a Jaja Finance customer, why not leave your very own JaJa Finance credit card review below and let others know what you thought.

Jaja Finance Credit Card reviews (135)

Review of the Jaja Finance, Credit Card:

JaJa Appalling record/Fake Reviews

Please note, the positive reviews on JaJa on TrustPilot are fake. They are known to be written by JaJa. JaJa are renowned as having acquired an extremely poor reputation from customers. Customers cannot access their cards and accounts and are then locked out. JaJa falsely claim to send codes to customer phones. These codes are NEVER received as JaJa routinely informs customers that they DO NOT have an account. Customers have had to close their accounts with Bank of Ireland because of JaJa and JaJa arrogantly refuses to engage with customers. Ever since they took over Bank of Ireland Credit Card service, they have caused absolute chaos and misery for most if not all customers. Read the negative reviews for truthful experiences. Reviewed on: 4th October 2023

Absolutely shocking company

I have had my credit card since Saturday 20th August and after using it one on Saturday my account was placed on a review and blocked. I had to wait until Monday 22nd to speak with customer service. My card was unblocked and £10 credit added to my account. On Wednesday 14th August I used my card and my account was placed onto a review. Customer service is shocking, you call them, go through data protection and get told they are not able to disclose anything about my account to me and that I must wait 2 - 3 days until the relevant department contact me. This company is an absolute joke. Why accept me for a card if you are not happy with me using my card for transactions over £100 and block my card. HOW THE HELL CAN MY ACCOUNT NEED 2 REVIEWS A BLOODY WEEK. PLEASE PEOPLE, STAY CLEAR FROM THIS COMPANY!!!!! Reviewed on: 24th August 2022

Cannot use card

Secondary card holder app doesn’t work - called customer service x3. Not very knowledgable. Kept passing on between teams. Then said customer service hours were over / call back after the weekend. Reviewed on: 12th August 2022

Exceptionally bad

Try to purchase something needed to use the app , the app never works then got online and online service not working , tried to call then no one answered, avoid this company , used to be post office and it was good and since changed to JaJa is absolute shambles Reviewed on: 15th July 2022

Reply from Jaja Finance Hi, Thanks for taking the time to leave a review. We're really sorry for the experience you've had. Please do send details to [email protected] so we can investigate promptly. Kind regards, Jaja team Response date: 18th July 2022

My app hasn't worked in nearly a month

After numberous phone calls I can't get my app to work. I can't authorise larger payments online using the app. Noone can give me any estimate of how long it will take to fix. Reviewed on: 13th July 2022

Reply from Jaja Finance Hi, Thanks for taking the time to leave a review. We're really sorry for the experience you've been having. Please send details to [email protected] so we can investigate promptly. Kind regards, Jaja team Response date: 18th July 2022

Modern and easy

Jaja are a company that embrace progress without making changes for changes sake. Their customer care is friendly and efficient. The card is especially good for foreign travel (this will be a priority for me when the world opens up). The app is user friendly and has some very clever little features like notifications when you use the card). I'm not a geek, but... well perhaps I am and Jaja satisfies the needs of this nerd bird. Reviewed on: 22nd March 2022

Reply from Jaja Finance Hi, Thank you so much for leaving such a great review! We appreciate your feedback and we're pleased to know you find our card good for use abroad. Thanks again! Kind regards Jaja team Response date: 19th May 2022

Really High Interest Rate

I current pay £64 a month interest on a £3300 credit card and have been for ages with JaJa. Trying to speak to someone about this is impossible and when I last spoke to someone they said it was for a balance transfer, but the interest rate is for purchases. I have no idea if this is correct and since the switch from PO they have been rubbish. It took months for me to use their app and wish I could transfer out of Jaja as I think I'm getting ripped off. Reviewed on: 10th February 2022

Reply from Jaja Finance Hi SGee, Thanks very much for your review and feedback. We're keen to add some clarity for you. If we can help please email [email protected] and we can take a look at your account. Kind regards, Jaja Team Response date: 15th February 2022

Online statement doesnt add up

Debits and credits four days srill not updated online. Its useless in keeping track of spend worse than the PO if thats possible. The balance and availability never up to date, totally in the dark on usage. Reviewed on: 20th December 2021

Reply from Jaja Finance Hi, We are sorry to hear this has happened and would advise emailing [email protected] as we are eager to resolve this for you. Kind regards, Jaja Team Response date: 20th December 2021

Avoid - appalling service

I was a Post Office customer, and since they bought the business the service and treatment has been appalling. Would have given zero rating if that was possible. Have now closed my account. Reviewed on: 8th December 2021

Reply from Jaja Finance Hi Paulj, We are very sorry to hear that you were dissatisfied with the service you received from Jaja. Thank you for leaving a review. We are constantly trying to improve our service so we will take your feedback on board. If there are any outstanding issues that require attention please feel free to email your details to [email protected] and we will try to resolve as quickly as possible. Regards, Jaja Team Response date: 13th December 2021

Poor

Having had a credit card with post office for years, I automatically got a jaja card. My credit limit was good and I used the card for small purchases. The app seemed easy to use but unfortunately when I used it to pay off my balance, it worked fine or so I thought. It actually did not process my payments. This happened on three separate occasions and I was therefore charged for late payment. The paper credit card statement also showed details of the account to payoff my balance which also isn’t the actual account number to pay off your balance. In the end I called customer services and paid off my balance and closed my account. There are far better credit card providers out there in my experience. Reviewed on: 6th November 2021

Reply from Jaja Finance Hi Emma, We are very sorry to hear this has happened and we're sad to see you leave our services. Kind Regards, Jaja Team Response date: 10th November 2021

Talking to a brick wall

Called up to request increase in credit limit. Told they don't take requests. Told they review files and offer credit limit increases in their own time Can't tell me whether/when my file is being reviewed. I then asked if they had up to date salary information, as my income is now >2x what it was when I opened the card 5 years ago. Told they don't collect salary information. Really poor and will be cancelling as soon as mortgage application complete. Reviewed on: 14th October 2021

Reply from Jaja Finance Hi, We are sorry to hear this has happened and would advise emailing [email protected] as we are eager to resolve this for you. Kind Regards, Jaja Team Response date: 15th October 2021

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub