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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,464 reviews, last reviewed 5th Sep 2025
11100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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Latest highest rating:

5

Super insurer Laka have always been fast and effective when handling my claims! Reviewed on: 5th September 2025
Tom V's avatar
Tom V

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2464)

Exactly what is needed

5
Premiums are reasonable, and the fact they are based on claims is brilliant, haven’t had to claim yet but customer service for everything else has been exemplary Reviewed on: 1st October 2022
howes.nj@googlemail.com's avatar
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Excellent service at a decent price

5
Every time I've needed them all has worked perfectly. Reviewed on: 1st October 2022
Iain McNaught's avatar
Iain McNaught

First class service

5
What a change to have a company that communicates genuine information with its stakeholders and you know exactly what you are paying for month by month Reviewed on: 1st October 2022
Stuart Guy's avatar
Stuart Guy

Affordable insurance

4
I’ve never had to claim with Lana whilst being a customer but the process to becoming one is easy to navigate and I appreciate how affordable it is as an insurance provider Reviewed on: 1st October 2022
Ashley's avatar
Ashley

Easiest to use, most reliable insurance company I have used

5
Laka make everything as easy and fair as possible - they are incredibly easy to talk to if you have a question, and were so helpful when I had to make a claim. I’ve recommended them to all of my friends who have bikes! Reviewed on: 1st October 2022
Ele Tinson's avatar
Ele Tinson

Friendly, clear, and efficient insurance

5
Love Laka - always clear as to what I am paying and why - plus some interesting info about claims allows me to make sure I am minimising risk. Had no need to claim them yet but very happy that I am getting a fair deal. Reviewed on: 1st October 2022
Phil B's avatar
Phil B

Bike insurance as it should be

5
Laka's pricing policy and transparent monthly invoices make it easy to see what you're paying and why. I haven't had to claim yet, but I'm confident that if I did, it'd be handled in friendly and efficient way. Reviewed on: 1st October 2022
Matt Robinson's avatar
Matt Robinson

Awesome serbixe

5
So often you are insured until you make a claim. Not with Laka. I had to make a wand it was settled in 48 hours Reviewed on: 1st October 2022
Jon Andrew 's avatar
Jon Andrew

Helped me no end!

5
I've claimed twice with Laka and both times they went above and beyond, prompt, friendly and helpful. Reviewed on: 1st October 2022
Nick Turnbull's avatar
Nick Turnbull

Love the community vibe

5
Haven't had to claim yet but I like that it's a collective. Reviewed on: 1st October 2022
Jessica Brooks's avatar
Jessica Brooks

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