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Laka: Cycle insurance reviews

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4.95
Based on 2,464 reviews, last reviewed 5th Sep 2025
11100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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Latest highest rating:

5

Super insurer Laka have always been fast and effective when handling my claims! Reviewed on: 5th September 2025
Tom V's avatar
Tom V

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2464)

Easy visit for a new bike!

5
The service and speed was unparalleled! Reviewed on: 1st October 2022
Eric Card's avatar
Eric Card

Not long ago did I join Laka.

5
Not had to use Laka for a claim yet, thankfully, but they have always been helpful and kept me informed. Thank you. Reviewed on: 1st October 2022
Michael Evans 's avatar
Michael Evans

Quick to join easy to understand

5
Very good service easy to understand policies and pleasant people Reviewed on: 1st October 2022
kevbatchelor's avatar
kevbatchelor

Superb- by cyclists for cyclists

5
Truly by cyclists for cyclists. Having had an issue myself previously, how they handled my potential claim was second to none. Also they were incredibly easy to contact- they are very much a 21st century company. Finally they bring honesty, transparency and integrity to the fore- with their novel approach to charging premiums and the visibility they give on claims data feeding into our premiums being next level. In a league of their own. Reviewed on: 1st October 2022
Eimear 's avatar
Eimear

Stress free insurance!!

5
Such an easy company to get in touch with and understand! Reviewed on: 1st October 2022
Emma's avatar
Emma

Great!

5
Amazing experience and love the collective approach. Reviewed on: 1st October 2022
Brandon Piety's avatar
Brandon Piety

Amazing

5
Like the way it’s different each. Month payment Reviewed on: 1st October 2022
Lorraine's avatar
Lorraine

Easy and no nonsense

5
Seems to be the only insurance company who actually understands a cyclist’s needs Reviewed on: 1st October 2022
Andrew Roff's avatar
Andrew Roff

There when I need it

5
The best thing about this insurance for me is its focus on cyclists. I feel they understand what matters to me and I get immense assurance Boeing that I won’t have to explain anything to them about why or how I ride my bike. Reviewed on: 1st October 2022
Ross Thompson's avatar
Ross Thompson

Amazing Companu

5
Very modern, great company that makes dealing with insurance quick and easy Reviewed on: 1st October 2022
Georgia Brown's avatar
Georgia Brown

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