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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Very Good Value

4
Very cheap cycling insurance, which luckily I’ve not had the need to use Reviewed on: 3rd October 2022
Danny's avatar
Danny

Easy, no-brainer setup and lots of peace of mind

5
Had one of the simplest onboarding experiences. The monthly updates are very useful. I have peace of mind for a very affordable price Reviewed on: 3rd October 2022
D's avatar
D

Just incredible

5
They are just so easy to deal with, I've referred to them to 3 of my friends who use them and also love them Reviewed on: 3rd October 2022
Ryan Atkinson's avatar
Ryan Atkinson

Open and clear cover for a good price

5
Laka make it easy to understand what you get for your insurance, no hidden nasties in the terms and conditions. Good price and I like that there's no penalty for making a claim. Reviewed on: 3rd October 2022
Hazelp 's avatar
Hazelp

Great insurance with well aligned incentives

5
It very uncommon to see the interests of the insurance company so well aligned with the interests of the policy holder. In my experience Laka stands head and shoulders above the competition. Reviewed on: 3rd October 2022
GregB's avatar
GregB

Easy

5
Simple to insure your bikes, technology and kit, transparent pricing and oodles of information about where the costs are. Reviewed on: 2nd October 2022
BRIAN MAYE's avatar
BRIAN MAYE

Awesome insurer

5
Easy to contact, responsive and quick to sort out claims Reviewed on: 2nd October 2022
robewb's avatar
robewb

Fantastic service

5
Prompt follow up of my claim, helpful and considerate, would definitely recommend. Reviewed on: 2nd October 2022
Ellie 's avatar
Ellie

100% recommended

5
In fact, already recommended to every cyclist I know. A bottle cage was broken without any crash, just took a video and sent it over and they directly ordered the same cage for me to be delivered! Reviewed on: 2nd October 2022
Aaron Chung's avatar
Aaron Chung

For the members

5
It is not the cheapest but it is transparent and exist to give the best service for its members. Reviewed on: 2nd October 2022
David Masters's avatar
David Masters

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