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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Laka bike insurance

5
Is all straight forward, logical and simple. A pleasure compared to so many other insurances. Reviewed on: 2nd October 2022
Alistair Johnston's avatar
Alistair Johnston

Great service

5
I have peace of mind knowing I’m insured by such an amazing provider. Reviewed on: 2nd October 2022
lilawo@hotmail.co.uk's avatar
[email protected]

Made a claim, had no issues

5
Fast turnaround time on the claims, really straight forward process. Also reasonable prices. Reviewed on: 2nd October 2022
Joonas Melin's avatar
Joonas Melin

Cycle Insurance

5
Great service as always, always answer the phone and or emails Reviewed on: 2nd October 2022
ko's avatar
ko

Always great service

5
These are insurers that really understand cycling and cyclists. Their policies are clear and fair and the customer service is friendly and responsive. All other insurers need to take a leaf out of Laka's book! Reviewed on: 2nd October 2022
LP's avatar
LP

The way it should be

5
Fortunately I haven’t had to test things properly with a claim yet, but the premise of cycling community shared risk and “fair share” is a winner for me. Reviewed on: 2nd October 2022
Will Griffiths's avatar
Will Griffiths

Awesome Vibe

5
Extremely prompt to pay when needed, straightforward signup, and all around awesome vibe! Reviewed on: 2nd October 2022
Adam Melhem's avatar
Adam Melhem

Great service

5
Smooth and quick set up process had nothing but amazing communication. Reviewed on: 2nd October 2022
Hayley 's avatar
Hayley

Best bike insurance

5
No faff, easy to deal with and easy to customise cover to suit what I need . Reviewed on: 2nd October 2022
M1sterbee's avatar
M1sterbee

Amazing value

5
The best value insurance by far. Reviewed on: 2nd October 2022
Adrian Johnson's avatar
Adrian Johnson

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