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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Great value for money

5
I wanted third party insurance and nothing more. Lala offers this option for a snip! Reviewed on: 2nd October 2022
Austin McCarthy's avatar
Austin McCarthy

Simple & quick

5
A simple and quick answer to any question. Reviewed on: 2nd October 2022
Dominik Jaro's avatar
Dominik Jaro

21st century insurance

5
As a concept, this insurance product is intended to benefit its cyclist members, not the shareholders of the insurance company. I haven't had the misfortune to have to claim so this review is just for the product and the onboarding process. The language used is simple and clear. Even the fluctuating premium is well explained. This is specialist insurance that benefits a specific community, who are motivated to play by the rules. It's a virtuous circle that other parts of our culture should follow. Reviewed on: 2nd October 2022
Etienne's avatar
Etienne

Honest and broad cover

5
They make the breakdown of costs very obvious and make it completely clear what is covered by the insurance Reviewed on: 2nd October 2022
JP's avatar
JP

Super quick response time

5
I sent a message and got a response the next day via email. The service team seem to be on it and the overall look and feel of the insurance service feels trustworthy and reliable. Reviewed on: 2nd October 2022
Jezza's avatar
Jezza

Simple and clear

5
I have been with Laka for a few years and although haven't had to make any claim yet, I appreciate how simple and clear they communications are, it makes the insurance more understandable and less complicated. Reviewed on: 2nd October 2022
Marta's avatar
Marta

Top Tier Insurer

5
Super easy, super friendly. Makes you not regret getting insurance with them Reviewed on: 2nd October 2022
Tommy O's avatar
Tommy O

LAKA REVIEW

5
Brilliant service at a great price, haven’t had to claim anything yet but if I do I know I’ll be taken care of Reviewed on: 2nd October 2022
Harry's avatar
Harry

Simple Policy

4
All the info you need is easy to find and cover is cheap when compared to others. Covering abroad is another massive bonus. Reviewed on: 2nd October 2022
InTheSmallRing's avatar
InTheSmallRing

Great!

5
Super transparent, friendly customer service and great experience! Reviewed on: 2nd October 2022
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ehm0204

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