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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,464 reviews, last reviewed 5th Sep 2025
11100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Super insurer Laka have always been fast and effective when handling my claims! Reviewed on: 5th September 2025
Tom V's avatar
Tom V

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2464)

Quick and Easy

5
Super quick and easy to set up. Once it’s set up, it’s easy to make adjustments to kit and bike cover - which is great. Being able to have multiple bikes and kit covered by the same insurance company is super convenient and just what you want in a cycle insurance. Reviewed on: 1st October 2022
SL2022's avatar
SL2022

Simple, quick, no-fuss payouts

5
Simple to sign up, no-fuss payouts. Reviewed on: 1st October 2022
Pepe C's avatar
Pepe C

Top bike insurance for proper riders

5
If you need to claim, it’s easy, simple and you never feel hard done. Insurance for cyclists for sure. Reviewed on: 1st October 2022
jason_armotec900@hotmail.co.uk's avatar
[email protected]

10/10

5
Sadly my electric bike got stolen. However despite being fairly skeptical of insurances I did have it insured. Overall I am pretty shocked with just how great that insurance has been! They were just incredibly helpful, genuine and prompt in working with me to get a replacement bike, they covered the cost of the bike (an exact copy of it just arrived today), my lock and even the lime bike I rented to get home the day mine got stolen. Maybe it's because they are closer to a collective than a normal insurance company but I have never had anything close to as positive an experience when filing a claim on something like this. Hard to recommend enough. Reviewed on: 1st October 2022
Joey Savoie's avatar
Joey Savoie

Best insurance ever

5
I fill confident with Laka :) Best insurance ever :) Reviewed on: 1st October 2022
Tasos's avatar
Tasos

Simply the best

5
A top class firm, owned by cyclists. They know exactly what the customer wants and there's no quibble on the claim. Reccomend to all. Reviewed on: 1st October 2022
Oliver Smith's avatar
Oliver Smith

Great value

5
Great value 3rd party liability insurance. Reviewed on: 1st October 2022
Bruno Ricci's avatar
Bruno Ricci

Successful, speedy claim

5
Had my bike stolen - and under quite strange circumstances. I was worried Laka would try to get out of paying with some complicated legal arguments - no, claim handled quickly and without issues. Plus, really like the idea of the company Reviewed on: 1st October 2022
Tomasz 's avatar
Tomasz

Excellent communication

5
Even the monthly billing emails get read. Reviewed on: 1st October 2022
William Linton's avatar
William Linton

outstanding

5
love the brand, company, ethos. everything you need for a cycling partner! Reviewed on: 1st October 2022
Nigel Walsh's avatar
Nigel Walsh

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