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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Great service

5
I signed up to Laka a few years ago after my last bike was stolen. I have always been impressed by the collective nature of the premia and the way they are dedicated to cyclists. I also like the fact that there is no excess eating into your claim. Then, last week I had to claim. Someone stole my beautiful Brooks saddle (and seat post and saddle bag). Laka were great, the claim was resolved quickly, easily and sympathetically. I'd recommend them to anyone with a bike to protect. Reviewed on: 5th October 2022
adampritchard's avatar
adampritchard

Best Insurers All-Round

5
Amazing service for such a great price. If you ever have to make a claim the Laka team are there to assist you. The monthly updates are great in informing you what your contributions are going towards and the the nature of claims. Very efficient insurers who have a really good knowledge of bikes and are very good at keeping in contact with their customers without going over the top. Reviewed on: 4th October 2022
Cole Hodgkiss's avatar
Cole Hodgkiss

Highly recommend

5
It feels like the folks at Laka really understand their customers, I was recommended them by a friend & wouldn’t hesitate to do the same, I found joining easy the website is very pleasant to use, all I hear is good things from fellow cyclists so I’m pleased I have my bike covered by such a great company Reviewed on: 4th October 2022
Marsha Saunders's avatar
Marsha Saunders

Insurance for your ride

5
Brilliant company that genuinely loves cycling, refreshing outlook on insurance! Reviewed on: 4th October 2022
Keiron's avatar
Keiron

Great value

5
Laka understood my Home Insurance already covers my cycles away from home, so I could get PL (and legal advice) at a totally reasonable price from them. Reviewed on: 4th October 2022
Ian's avatar
Ian

Just great

5
Smoothest bike insurance process I've experienced. Very reliable. Reviewed on: 4th October 2022
alcie's avatar
alcie

Great service

5
Not had to use them properly yet thankfully. But the few times I've got in contact for advice/support they've been spot on. Reviewed on: 4th October 2022
Harry Robert Herion's avatar
Harry Robert Herion

Great service and easy to use

5
Intuitive platform, quick and easy sign-up. Terms are in plain English. Reviewed on: 4th October 2022
Grace Lee's avatar
Grace Lee

Easy, efficient, cost-friendly

5
Easy to book, not had to claim, but seems fairly straightforward process if I have to. Very reasonable price. Reviewed on: 4th October 2022
Megan's avatar
Megan

Alternative Insurance.

5
A different way of insuring your bicycle, but a good way of doing it. A trustworthy and value for money insurance company. Reviewed on: 4th October 2022
Ian Boydon's avatar
Ian Boydon

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