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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,627 reviews, last reviewed 17th Sep 2025
26700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

Ideal insurance company for cyclists Always prompt replies, fair prices, easy-to-use app and my claim was handled fairly and thoroughly. Reviewed on: 17th September 2025
Jim H's avatar
Jim H

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2627)

Honest simple bike insurance

5
Great bike insurance that is simple to understand, from a company who are easy to work with and offer great customer support Reviewed on: 1st October 2022
Ed B's avatar
Ed B

Best bike insurance

5
Signed up after being involved in a crash and worried it could have been a lot worst. Amazing concept and service, not been disappointed yet and I know lots of racers who have had the best turn around with LAKA after writing a bike off! Reviewed on: 1st October 2022
Harriet Evans's avatar
Harriet Evans

Excellent

5
Simple, cost-effective, well-designed service. Reviewed on: 1st October 2022
Christopher's avatar
Christopher

Excellent value and service

5
Great experience signing up - very easy to use website and the whole package represents good value for money. Reviewed on: 1st October 2022
David Woodhead's avatar
David Woodhead

Forward and understanding

5
I really like how Laca understands the market and what their customers need. The communication is on point, the insurance is in a great price level and I’ve only ever had positive experiences with them. Reviewed on: 1st October 2022
Miri's avatar
Miri

Great bike insurance

5
I’ve had a great experience with Laka, friendly team and reliable insurers. Reviewed on: 1st October 2022
Brendan Stewart-jacks's avatar
Brendan Stewart-jacks

Great service and good cost

5
Been a Laka customer for a number of years and always helpful and relaxed my helmet super quickly after an accident recently, which meant I was back on the road in no time. Definitely recommend as really transparent insurance model Reviewed on: 1st October 2022
Mark Sheldrake's avatar
Mark Sheldrake

Perfect service, very much rated

5
After having to unfortuantely claim on my Laka Insurance policy after being driven in to, the claim was handled very efficiently and proffesionaly, I have highly recommended Laka to my freiends ever since... Reviewed on: 1st October 2022
John Berry's avatar
John Berry

Great

5
Brilliant and easy way to do cycle insurance Reviewed on: 1st October 2022
Peter Ferguson's avatar
Peter Ferguson

Nice team

5
Satisfied customer since discovering this team Reviewed on: 1st October 2022
Merv Denney 's avatar
Merv Denney

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