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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Nice and easy to deal with when claiming

5
Fair and transparent process. You get what you pay for! Reviewed on: 2nd October 2022
Billy Ehrenberg's avatar
Billy Ehrenberg

Quick and easy

5
No hassle quick claims process. An insurer who understands their product and doesn't try to weasel out of paying. Reviewed on: 2nd October 2022
Jack Allen's avatar
Jack Allen

Solid insurance from knowledgable people

4
The team at Laka really know what they’re talking about when it comes to bikes. It’s perhaps not the cheapest, but you feel safe in their hands. Reviewed on: 2nd October 2022
Ralph's avatar
Ralph

Quick, easy, great

5
Laka makes bike insurance super simple and straightforward. Definitely recommend to anybody that cycles Reviewed on: 2nd October 2022
Adam Caswell's avatar
Adam Caswell

Genius concept

5
Genius concept with good value for money and excellent customer support. Reviewed on: 2nd October 2022
stephan hough's avatar
stephan hough

Brill insurance

5
Super easy to set up and clearly states what's covered - really simple to add more cover if needed too! 10/10 Reviewed on: 2nd October 2022
Jess Ritchie's avatar
Jess Ritchie

I personally recommend my friends and family

5
It was very good and the service is really nice Reviewed on: 2nd October 2022
Jigar's avatar
Jigar

Reliable, professional and friendly

5
I am reviewing based on the experience my boyfriend had with Laka after cycle accident - they helped him entirely to repair and replace all insured parts in a timely and responsive manner, we were super impressed Reviewed on: 2nd October 2022
ings18.heber@gmail.com's avatar
[email protected]

Amazing

5
A breath of fresh air! Not stuffy, over complicated policies. Reviewed on: 1st October 2022
Lawrence Davis's avatar
Lawrence Davis

Dedicated cycling insurance for everyone including E-bikes

4
Modern, innovative, straight talking insurance company. Easy to setup and no need for a Direct Debit. Prices based on claims made by the collective to share the costs....awesome idea! Reviewed on: 1st October 2022
Mark M's avatar
Mark M

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