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Laka: Cycle insurance reviews

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4.95
Based on 2,631 reviews, last reviewed 18th Sep 2025
27000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

Community-funded cycle insurance A truly community-funded and transparent insurance company. Their customer service team is exemplary! Reviewed on: 18th September 2025
Matt's avatar
Matt

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2631)

Great service and good cost

5
Been a Laka customer for a number of years and always helpful and relaxed my helmet super quickly after an accident recently, which meant I was back on the road in no time. Definitely recommend as really transparent insurance model Reviewed on: 1st October 2022
Mark Sheldrake's avatar
Mark Sheldrake

Perfect service, very much rated

5
After having to unfortuantely claim on my Laka Insurance policy after being driven in to, the claim was handled very efficiently and proffesionaly, I have highly recommended Laka to my freiends ever since... Reviewed on: 1st October 2022
John Berry's avatar
John Berry

Great

5
Brilliant and easy way to do cycle insurance Reviewed on: 1st October 2022
Peter Ferguson's avatar
Peter Ferguson

Nice team

5
Satisfied customer since discovering this team Reviewed on: 1st October 2022
Merv Denney 's avatar
Merv Denney

Easy to use/understand

5
Excellent service, easy to use account Reviewed on: 1st October 2022
julia bilinska's avatar
julia bilinska

Very good 3rd party cover

4
Like for 3rd party liability cover. Reviewed on: 1st October 2022
Stephen Lythgoe's avatar
Stephen Lythgoe

Outstanding value

5
Laka offers unparalleled value in cycling insurance Reviewed on: 1st October 2022
Tony Buckley's avatar
Tony Buckley

Actually cares about cyclists

5
Laka really seems to have a genuine passion for cycling and it’s amazing model of collective insurance is a refreshing change from the usual attitude of insurers. Reviewed on: 1st October 2022
DR Awkward's avatar
DR Awkward

Super efficiency

5
Laka support is on hand to help straight away I have nothing but good words to say about this company they are super helpful and always trying to support the customer and are prompt to respond. Reviewed on: 1st October 2022
Rachael Barker's avatar
Rachael Barker

Top-tier cover

5
I've had my wheels stolen, frame damaged, chain snap, and one crash. Laka were a pleasure to deal with for all of these claims. I recommend them to everyone I speak with. 10/10 Reviewed on: 1st October 2022
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Vlad

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