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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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See only 4 star reviews
3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Superb

5
Peace of mind while knowing that you are helping others. Reviewed on: 1st October 2022
Ian Mackinnon's avatar
Ian Mackinnon

Thank you

5
Fast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast Service Reviewed on: 1st October 2022
Shayan (CelAnimation)'s avatar
Shayan (CelAnimation)

Great company

5
Unique service. Highly recommended. Reviewed on: 1st October 2022
tristanw's avatar
tristanw

Awesome

5
No fuss no complicated forms, ready to claim and clear transparent pricing what's not to like Reviewed on: 1st October 2022
Oliver Gaskell's avatar
Oliver Gaskell

good stuff

5
easy to use, friendly service, quick. Reviewed on: 1st October 2022
Charlie Emmerson's avatar
Charlie Emmerson

No fuss insurance

5
Great smooth sign up entices. No fuss no nudge. Monthly report. Haven’t made any claim so can’t say that bit. But so far, it’s all good Reviewed on: 1st October 2022
rainylee2003@hotmail.com's avatar
[email protected]

Easy and hassle free

5
Really easy to add whatever cover you need and pay in convenient monthly instalments Reviewed on: 1st October 2022
Steve's avatar
Steve

Great value

5
I wanted third party protection, we have to have it for cars, but strangely not for cycles, however, I felt it important yet found many cycle insurances don't provide it as standard and it becomes an expensive add on. Laka offer third party protection for just £1 a month, payable monthly, with the option to cancel anytime, now that is great value Reviewed on: 1st October 2022
Robert Smith's avatar
Robert Smith

Best ones out there!

5
Great prices and offers, never disappoint. Reviewed on: 1st October 2022
Anonymous's avatar
Anonymous

Great

5
Solved claim in a few short days, great service. Reviewed on: 1st October 2022
J007's avatar
J007

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