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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Innovative collective insurance

5
Love the collective approach. Coupled with a no nonsense, clear language approach, laced with fun. Feels like a family looking after each other! Nit like cyclists really! A unique bunch Reviewed on: 1st October 2022
Nathan Franks's avatar
Nathan Franks

Great service

5
I feel very reassured that my bike is protected Reviewed on: 1st October 2022
Eleanor's avatar
Eleanor

Inexpensive bike insurance

5
I'm always impressed by the monthly updates - seems to a caring company, so rare these days. Reviewed on: 1st October 2022
John Cox's avatar
John Cox

Easy as riding a bike

5
I feel safe, not only on my bike but in the knowledge that if anything happens to it, LAKA will sort it out. It's easy to sort out, simple to understand and the pricing and communications are just the best. I wish every insurance company was like this. I wish every COMPANY was like this. Reviewed on: 1st October 2022
txltxl5's avatar
txltxl5

Trustworthy!

5
Second to non transparency with updates and feedback. Reviewed on: 1st October 2022
Daniel Crawford's avatar
Daniel Crawford

Communicative, cheap, cooperative

5
I like that they regularly communicate the expenses of the co-op and your account. They're also cheap for the service you're getting and they're a co-op, which is just the best! Reviewed on: 1st October 2022
Eran Cohen's avatar
Eran Cohen

Quick, customer forward service

5
Transparent and speedy service when I had to make a claim, and I knew it had been approved less than two hours after reporting it. Reviewed on: 1st October 2022
Daisy Anderson's avatar
Daisy Anderson

Smart & useful

5
Straight forward good value insurance specifically for cyclists Reviewed on: 1st October 2022
Simon Reed's avatar
Simon Reed

Refreshing attitude towards insurance.

5
Laka are just a bit different. They put you in charge and it feels fair. They are transparent in how much they charge and explain why. Reviewed on: 1st October 2022
Gregg Baker's avatar
Gregg Baker

Best bike insurance

5
Great way to manage bike insurance - flexible options and very quick and friendly service Reviewed on: 1st October 2022
Vivienne Tomlin's avatar
Vivienne Tomlin

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