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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Best insurance you can have for your bike and equipment

5
Have been using Laka for a few months now, I’ve been very happy I’ve had two claims both were sorted out quickly and painlessly. Wouldn’t think of using anyone else. Reviewed on: 1st October 2022
josh@bathurst.org.uk's avatar
[email protected]

Simple no nonsense insurance

5
Quite simply easy to understand insurance but built around the community. Some nice little perks as well Reviewed on: 1st October 2022
Ian Gaskell's avatar
Ian Gaskell

Have confidence they will help

5
Haven’t had to use but I feel confident they are there for you from what I have seen from reports. Reviewed on: 1st October 2022
Barbs's avatar
Barbs

Excellent Bicycle Insurance

5
Perfect service. I've never had to claim fortunately, but everything has been perfectly straightforward and good value. Reviewed on: 1st October 2022
Steve Fifield's avatar
Steve Fifield

Very helpful and fast

5
Super friendly and fast when I had to claim. Reviewed on: 1st October 2022
Jake's avatar
Jake

Great organisation l

5
Wonderful customer service. A great company all round. Reviewed on: 1st October 2022
Patrick O'Sullivan's avatar
Patrick O'Sullivan

Clear and what you want

5
Clear and friendly insurance. Who seem to understand what people who bicycle want from bicycle insurance as they are people who bicycle. Reviewed on: 1st October 2022
Benjybob's avatar
Benjybob

Wonderful, straightforward, friendly

5
Really lovely company, great to deal with, get in touch quickly, and explain everything beautifully. Really feel like part of a community, dare I say it, family. Who knew insurance could actually be a pleasure? Reviewed on: 1st October 2022
El's avatar
El

Innovative insurance.

5
The future of intelligent insurance. Reviewed on: 1st October 2022
p t's avatar
p t

Good value bike insurance

5
They cover everything I needed from an insurance company at a very good price. I really like how open they are about the claim statistics so you can understand exactly what is going on and how that impacts the monthly fee. Reviewed on: 1st October 2022
Alan Hutcheson's avatar
Alan Hutcheson

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