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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Simple and clear

5
I have been with Laka for a few years and although haven't had to make any claim yet, I appreciate how simple and clear they communications are, it makes the insurance more understandable and less complicated. Reviewed on: 2nd October 2022
Marta's avatar
Marta

Top Tier Insurer

5
Super easy, super friendly. Makes you not regret getting insurance with them Reviewed on: 2nd October 2022
Tommy O's avatar
Tommy O

LAKA REVIEW

5
Brilliant service at a great price, haven’t had to claim anything yet but if I do I know I’ll be taken care of Reviewed on: 2nd October 2022
Harry's avatar
Harry

Simple Policy

4
All the info you need is easy to find and cover is cheap when compared to others. Covering abroad is another massive bonus. Reviewed on: 2nd October 2022
InTheSmallRing's avatar
InTheSmallRing

Great!

5
Super transparent, friendly customer service and great experience! Reviewed on: 2nd October 2022
ehm0204's avatar
ehm0204

How all insurance should be, fair and equitable

5
Why cant all insurers work on this principle, power is in the collective of many Reviewed on: 2nd October 2022
Elaine Burroughs's avatar
Elaine Burroughs

Excellent modern bike insurance company

5
Laka have been brilliant from beginning to end. They are transparent with costs and their support team are very quick and efficient. Simple to use and understand. I had a claim and had it resolved within 24 hours - I recommend them to everyone and this is exactly how modern insurance should be! Reviewed on: 2nd October 2022
kennc05's avatar
kennc05

Great people, great communication

5
I used to insure my bike through our house contents insurance but when I had to claim it was a nightmare! Someone recommended Laka to me because they said they are no quibble if you need to claim. Fortunately I haven't had to but their staff are great communicators with day to day issues. It's run like a co-operative, the best firm out there! Reviewed on: 2nd October 2022
Charlie 's avatar
Charlie

Great so far

5
Not been using laka for too long, but the sign-up process was easy and keeping track of gear and assets is a breeze. Hoping I'll never have to use, but I also hear that getting a claim together is easy too. Reviewed on: 2nd October 2022

Laka is great

5
It's insurance specifically for cyclists! It insures for accidents and stolen bike in or out of your home. You can insure for specific bikes and gear. Your payment depends on how much has been claimed overall by Laka community. So sometimes it's quite low. But there's also an upper limit so you know it won't go over a certain amount. Would defo recommend! Reviewed on: 2nd October 2022
Jess's avatar
Jess

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