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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Faultless

5
Great experience so far can’t fault them reasonable cost and easy to contact Reviewed on: 1st October 2022
lucaclare@gmail.com's avatar
[email protected]

Great!

5
The most human insurance company I’ve ever experienced:) Reviewed on: 1st October 2022
Sehar 's avatar
Sehar

Great service

5
I got Laka insurance after my bike got stolen, and the next time it happened, Laka processed my application quickly and sent me a new bike. All for not very much money! A happy customer. Reviewed on: 1st October 2022
Andrew Markham's avatar
Andrew Markham

Great and easy

5
Very fuss free and easy, all you need Reviewed on: 1st October 2022
donatas's avatar
donatas

No fuss

5
Layla is a simple to set up no fuss insurance. I just wanted 3rd party cover which took just minutes online to arrange and the cost is minimal Reviewed on: 1st October 2022
Colin Vincent's avatar
Colin Vincent

Real People you can talk to

5
Having a non standard situation where I store my bikes (home /work /vehicles) Laka were easy to communicate with and happy to confirm what was and what was not covered, and put it in writing. Looking at the fine print of many of their competitors, I'd have been excluded from making any claim. Reviewed on: 1st October 2022
Gareth Horne's avatar
Gareth Horne

Straightforward and comprehensive cover

5
My bike got written off in a nasty crash. Within a few days I had the money in my account for a new bike and Laka had collected my old bike to scavenge parts. A great service from a great insurer. Reviewed on: 1st October 2022
GH's avatar
GH

Honest simple bike insurance

5
Great bike insurance that is simple to understand, from a company who are easy to work with and offer great customer support Reviewed on: 1st October 2022
Ed B's avatar
Ed B

Best bike insurance

5
Signed up after being involved in a crash and worried it could have been a lot worst. Amazing concept and service, not been disappointed yet and I know lots of racers who have had the best turn around with LAKA after writing a bike off! Reviewed on: 1st October 2022
Harriet Evans's avatar
Harriet Evans

Excellent

5
Simple, cost-effective, well-designed service. Reviewed on: 1st October 2022
Christopher's avatar
Christopher

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