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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,464 reviews, last reviewed 5th Sep 2025
11100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Super insurer Laka have always been fast and effective when handling my claims! Reviewed on: 5th September 2025
Tom V's avatar
Tom V

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2464)

Super efficient and helpful when needed

5
I've had a good experience so far, thankfully no claims. There was a discrepancy on my policy and they were incredibly quick to fix it! Highly recommended. Reviewed on: 1st October 2022
Melissa Miller 's avatar
Melissa Miller

Efficient, effective and economic

5
Great to set up, great to manage and really good in a claim situation Reviewed on: 1st October 2022
Paul Dollin's avatar
Paul Dollin

A genuine mutual insurance

5
Premium fixed by claims - well protected bikes equals low insurance costs Reviewed on: 1st October 2022
Alec Hurley's avatar
Alec Hurley

Great concept

5
Not had to use yet, but they are very communicative and I love the concept. Reviewed on: 1st October 2022
Muhammad Mulla's avatar
Muhammad Mulla

Fantastic Service at a Great Price

5
Excellent cover for the price that gives peace of mind. Claims process was super fast, named contact to handle my theft claim and I was back out riding far faster than I'd hoped. have recommended to family and colleagues! Reviewed on: 1st October 2022
Doug Addy's avatar
Doug Addy

I trust laka unlike any other insurer

5
The pricing is fair, the claims are handled by cyclists and most importantly they paid out quick when I claimed. Reviewed on: 1st October 2022
Jamie Leverton's avatar
Jamie Leverton

Awesome team

5
Team Laka has always been prompt with communication, easy to contact and informative with explaining Reviewed on: 1st October 2022
Radin Farizuan's avatar
Radin Farizuan

Friendly and cost-effective service

5
Great wide-ranging coverage, speedy and super friendly service as a very good price. Reviewed on: 1st October 2022
George's avatar
George

Simple no nonsense claims

4
You genuinely feel like Laka are on your side when it comes to the unfortunate claim. Other insurance companies look to protect themselves, Laka look to protect you. Reviewed on: 1st October 2022
Brettsta's avatar
Brettsta

Amazing service !

5
First rate Insurance , super good communication, fair pricing. Clear structure and very easy to use and sign up! One of the best companies I deal with Reviewed on: 1st October 2022
Henry Bonnell's avatar
Henry Bonnell

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