Write a review

Go to business site

Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.96 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

Read all reviews See your review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Insurance that genuinely has your back

Insurance that genuinely has your back Reviewed on: 9th October 2024

I’m really impressed with this mountain bike insuran...

I’m really impressed with this mountain bike insurance policy. The price is very reasonable compared to others I looked at, and the cover gives me real peace of mind when I’m out riding. Thankfully, I haven’t had to make a claim, but the process of getting set up was simple and straightforward, and the communication from the company has been clear and reassuring. It feels great knowing my bike is properly protected without breaking the bank. Highly recommend to anyone looking for reliable cover at a fair price! Reviewed on: 16th September 2025

Very happy

Great to have the security in case anything happens to my bike, and at a good price Reviewed on: 16th September 2025

Very good to deal with.

Very good to deal with. Excellent communication Reviewed on: 16th September 2025

Great cover and great service when needed

These guys are literally the only option for insuring a family bike in our London urban environment and I'm so glad we went with them as they have been so supportive through a very annoying battery theft recently. Reviewed on: 16th September 2025

Fair insurance provider

Simple and fair insurance provider with clear terms and conditions. No hidden fees and no get out of paying confusing insurer language. Reviewed on: 16th September 2025

Laka are great!

Laka are great! Straightforward, simple to set up, easy to get help when needed. I feel great confidence in Laka as a bike insurer. And so confidence when out and about on my bike. I really like the idea of a collective approach - the biking community is (mainly) a collectively helpful one and Laka reflects this. Reviewed on: 16th September 2025

Great cycling insurance, provides good cover for dif...

Great cycling insurance, provides good cover for different aspects Reviewed on: 16th September 2025

Happy so far...

Happy so far. New customer, so not really used any Laka services. Hope I don't ever need to! Website easy to use. Reviewed on: 16th September 2025

Clear and understanable premium breakdown issued on...

Clear and understanable premium breakdown issued on amonthly basis. Reviewed on: 16th September 2025

Amazing service and quickly got me back on the road

Bike stolen twice sadly. Laka were amazing at solving it and got me back on the road quickly, thank you. Reviewed on: 16th September 2025

Alternative products

Caravan Insurance
from AA 4.00 from 2 reviews
Car Insurance (discontinued)
from Staysure 5.00 from 1 reviews
Car insurance
from Elephant Insurance 2.91 from 73 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub