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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2918)

Easy

5
Simple to insure your bikes, technology and kit, transparent pricing and oodles of information about where the costs are. Reviewed on: 2nd October 2022
BRIAN MAYE's avatar
BRIAN MAYE

Awesome insurer

5
Easy to contact, responsive and quick to sort out claims Reviewed on: 2nd October 2022
robewb's avatar
robewb

Fantastic service

5
Prompt follow up of my claim, helpful and considerate, would definitely recommend. Reviewed on: 2nd October 2022
Ellie 's avatar
Ellie

100% recommended

5
In fact, already recommended to every cyclist I know. A bottle cage was broken without any crash, just took a video and sent it over and they directly ordered the same cage for me to be delivered! Reviewed on: 2nd October 2022
Aaron Chung's avatar
Aaron Chung

For the members

5
It is not the cheapest but it is transparent and exist to give the best service for its members. Reviewed on: 2nd October 2022
David Masters's avatar
David Masters

Laka bike insurance

5
Is all straight forward, logical and simple. A pleasure compared to so many other insurances. Reviewed on: 2nd October 2022
Alistair Johnston's avatar
Alistair Johnston

Great service

5
I have peace of mind knowing I’m insured by such an amazing provider. Reviewed on: 2nd October 2022
lilawo@hotmail.co.uk's avatar
[email protected]

Made a claim, had no issues

5
Fast turnaround time on the claims, really straight forward process. Also reasonable prices. Reviewed on: 2nd October 2022
Joonas Melin's avatar
Joonas Melin

Cycle Insurance

5
Great service as always, always answer the phone and or emails Reviewed on: 2nd October 2022
ko's avatar
ko

Always great service

5
These are insurers that really understand cycling and cyclists. Their policies are clear and fair and the customer service is friendly and responsive. All other insurers need to take a leaf out of Laka's book! Reviewed on: 2nd October 2022
LP's avatar
LP

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