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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Perfect for every day cyclists

5
I had been looking for an insurance company who understand the problems of damage and theft cyclists face, without charging ridiculous amounts for cover- Laka was the company I'd been looking for this whole time! Reviewed on: 1st October 2022
Nick Draisey's avatar
Nick Draisey

Great service

5
Lucky not had to claim, but I know people who have and they’ve been faultless. Gives me a lot of peace of mind Reviewed on: 1st October 2022
MattC's avatar
MattC

Brilliant and innovative

5
Appreciate that they are doing things differently in a busy space Reviewed on: 1st October 2022
Annahita Benbow's avatar
Annahita Benbow

Simple, effective, does what it says on the tin.

5
Really like laka, doesn't feel corporate, by cyclists for cyclists. Reviewed on: 1st October 2022
Pete Rafferty's avatar
Pete Rafferty

Friendly and fair insurance

5
Efficient, friendly and fair insurance. Reviewed on: 1st October 2022
Tash's avatar
Tash

Simply the best hands down

5
Just exceptional, thank you for all your good work! Reviewed on: 1st October 2022
Gabriele 's avatar
Gabriele

Simple affordable and fair

5
Cool brand great value excellent communication Reviewed on: 1st October 2022
Sarah Hepworth-Hurst's avatar
Sarah Hepworth-Hurst

Good people, clear communication, solid values

5
The ethos and approach of the team at Laka makes me a loyal customer. Their communication style is excellent and I happily recommend them to friends and colleagues Reviewed on: 1st October 2022
alex laurie's avatar
alex laurie

Above all else

5
Efficient, trust worthy and does what it promises Reviewed on: 1st October 2022
Ayodeji Okanlawon's avatar
Ayodeji Okanlawon

Transparent insurance

5
Easy and transparent insurers. Monthly reviews on where the money is going and always has the cyclists interest in mind. Reviewed on: 1st October 2022
Alice's avatar
Alice

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