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Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Made insurance feel like a breeze

5
First time I have dealt with insurance I don’t think it could be any easier other insurance companies should take note Reviewed on: 1st October 2022

Great product

5
Great product, very cost effective protection Reviewed on: 1st October 2022

No fuss cycle insurance

5
Well designed policies with the right cover at sensible price. Reviewed on: 1st October 2022

Brilliant cover, at a reasonable price

5
Can't fault Laka insurance as one of the best Reviewed on: 1st October 2022

Transparent, smart and there to help cyclists

5
Been a customer for 1 year and the costing is clearly laid out. Impressed with the refunds when they’ve had fewer claims. Reviewed on: 1st October 2022

Smooth sailing

5
No issues so far! My partner had his bike stolen before and laka was very prompt in dealing with the issue Reviewed on: 1st October 2022

Fantastic and fair

5
I have been with Laka for a while and although never having had to claim , friends have and have had their claims processed quickly and fairly. Reviewed on: 1st October 2022

Best insurer

5
Always great customer service and coverage and price Reviewed on: 1st October 2022

Live for Laka

5
Very good insurer Good simple website to use, service seems straightforward you can add cover intermittently Reviewed on: 1st October 2022

Excellent Insurance Provider

5
Excellent experience so far, very supportive in all circumstances, good communication and referral system. Reviewed on: 1st October 2022

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review