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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Great value for money

I'm in safe hands here. Knowing their 5* claims handling I ride with more confidence. Reviewed on: 24th August 2022

Best cycle insurance out there

Laka is the benchmark for the industry in this segment Reviewed on: 24th August 2022

Finally!

Reliable, professional and cannot recommend it highly enough. Reviewed on: 24th August 2022

Easy to understand!

From the beginning, Laka have been very helpful and quick to answer any questions I’ve had. Their website and design in general is clear and uncomplicated. Reviewed on: 24th August 2022

Really responsive

I never had a problem with Laka and anyways solved my doubts. Really recommend them for cycling insurance Reviewed on: 24th August 2022

Co-op of cyclists looking after cyclists

A smart and effective way of covering this expensive items. Legal cover is a bonus. Reviewed on: 19th August 2022

Great service

Lake were amazing dealing with my claim. Very communicative, honest, helpful and swift throughout. So pleased I am backed by Laka! Thanks Reviewed on: 16th August 2022

Just so easy...

The whole process from start to finish is super easy and transparent compared to so many other insurance providers. The monthly statements, easy interface and approach to customer service makes Laka a dream. Reviewed on: 14th August 2022

No fuss insurance

Competitively priced insurance with no strings attached. Reviewed on: 11th August 2022

Lala review

Lala has brilliant customer service which, matched with amazing conditions, leads to an outstanding cycle insurance. Reviewed on: 10th August 2022

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