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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Ideal

5
Super simple and straightforward Reviewed on: 1st August 2022
Casper's avatar
Casper

Best Insurance Coverage

5
I was involved in a collision recently and submitted a claim to cover my accessories and helmet. Filling out the claim with Laka was super easy. The interface is user friendly and comprehensible. They were superfast in dealing with my claim and suggested I get the bike assessed which was a good thing as there was an internal crack. The communication is superb and I can highly recommend them!!! Reviewed on: 1st August 2022
Trevorhawk2000's avatar
Trevorhawk2000

Laka equal to Greatness

5
Great service and knowledgeable team, a great combination for a key element of my personal 'infrastructure' Reviewed on: 1st August 2022
Richard Wright's avatar
Richard Wright

Excellent, good value insurance

5
Everyone should take out this insurance for their cycles…. Gives complete piece of mind… Reviewed on: 1st August 2022
Penny Watts's avatar
Penny Watts

That's how honest, fair insurance should be done

5
It's simple... With Laka it feels as though we are truly a community of people who come together and look after each other's bikes, setting some money aside collectively so that if anyone ever needed it, we could collectively take care of it. And if we all do well (and don't get our bikes stolen), then we contribute less... Honest and fair... Simple.. Brilliant! Reviewed on: 1st August 2022
Rafael Pinedo's avatar
Rafael Pinedo

Been great so far

5
I love Lanka's approach is so different to the other insurance companies. They really care about you as an individual. Reviewed on: 1st August 2022
Will Dave's avatar
Will Dave

Good honest service

5
Innovative insurance with no strings attached. You know what you are paying for with Laka Reviewed on: 1st August 2022
Nigel Wyrley-Birch's avatar
Nigel Wyrley-Birch

Can't fault them!!!

5
My friend recommends me Laka, as i never had a bike insurance before i didn't think it was necessary but he convinced me to still take one. He was SO RIGHTS my bike got stolen and the laka team was here straight away, answered all my questions and help me with the steps i needed to take within the day my claim was complete and after a couple of week i had a new bike. Thank to the team who was really nice, responsive and so helpfull Reviewed on: 1st August 2022
Elodie N's avatar
Elodie N

Great company!

5
So friendly, so helpful, such good value, such a good ethos. I actually enjoy reading my monthly statement! Reviewed on: 1st August 2022
EN's avatar
EN

Best Cycle Insurance Company

5
Handled my claim when my rear mech jammed and ripped itself off - hassle free and sorted super quick Would definitely recommend Reviewed on: 1st August 2022
Richard Hyde's avatar
Richard Hyde

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