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Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Co-op of cyclists looking after cyclists

5
A smart and effective way of covering this expensive items. Legal cover is a bonus. Reviewed on: 19th August 2022

Great service

5
Lake were amazing dealing with my claim. Very communicative, honest, helpful and swift throughout. So pleased I am backed by Laka! Thanks Reviewed on: 16th August 2022

Just so easy...

5
The whole process from start to finish is super easy and transparent compared to so many other insurance providers. The monthly statements, easy interface and approach to customer service makes Laka a dream. Reviewed on: 14th August 2022

No fuss insurance

5
Competitively priced insurance with no strings attached. Reviewed on: 11th August 2022

Lala review

5
Lala has brilliant customer service which, matched with amazing conditions, leads to an outstanding cycle insurance. Reviewed on: 10th August 2022

Quick payout. What more do you need?

5
Friends who have been involved in accidents received their insurance money quickly and we’re back riding on a new bike within a week. Reviewed on: 10th August 2022

Easy, Straightforward, Safe

5
Peace of mind for a great price, with excellent service. And just exceptionally easy to use! Reviewed on: 9th August 2022

Well satisfactied.

5
Quality assurance, good price and easy to understand. Reviewed on: 9th August 2022

Amazing Insurance

5
How they charge to respond in getting your insurance claim is faultless! The best cycle insurance ever!!! Reviewed on: 9th August 2022

My go-to bike insurers

5
I've recommended Laka to every bike owner I know! Thankfully I've never had to claim, but I know people who have and they're always super impressed with the level of service. Great guys, and a great ethos! Reviewed on: 9th August 2022

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review