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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Great service, peace of mind

5
Great value, trouble free and fair appraisal, fantastic team Reviewed on: 24th August 2022
Oliver Lewis's avatar
Oliver Lewis

Recommended

5
Easy to use and when I have needed to communicate it has been fast and easy Reviewed on: 24th August 2022
Matthew Hammersley 's avatar
Matthew Hammersley

Not like any other

5
Laka are the best. Any time I’ve had an unfortunate incident they’re quick to respond, they genuinely care and everything is smooth and very fast. Reviewed on: 24th August 2022
David 's avatar
David

Laka is great

5
Really personable which isn't something I thought I'd say about an insurance company Reviewed on: 24th August 2022
Zoysii's avatar
Zoysii

Very quick response

5
I was hit by a car and Laka sorted the repair within 2 days. Torn clothing was also covered and replaced. Reviewed on: 24th August 2022
c14916@hotmail.co.uk's avatar
[email protected]

Great value for money

5
I'm in safe hands here. Knowing their 5* claims handling I ride with more confidence. Reviewed on: 24th August 2022
matthijs's avatar
matthijs

Best cycle insurance out there

5
Laka is the benchmark for the industry in this segment Reviewed on: 24th August 2022
Seb's avatar
Seb

Finally!

5
Reliable, professional and cannot recommend it highly enough. Reviewed on: 24th August 2022
Andrew O'Rourke's avatar
Andrew O'Rourke

Easy to understand!

5
From the beginning, Laka have been very helpful and quick to answer any questions I’ve had. Their website and design in general is clear and uncomplicated. Reviewed on: 24th August 2022
Jae's avatar
Jae

Really responsive

5
I never had a problem with Laka and anyways solved my doubts. Really recommend them for cycling insurance Reviewed on: 24th August 2022
Tom 's avatar
Tom

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