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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Easy to use and good service

5
Support staff always on hand to help Reviewed on: 8th August 2022
Daniel Crossley's avatar
Daniel Crossley

Quick and easy

5
2 crashes this year and both times Laka stepped up and helped replace equipment quickly and easily; a pleasure to deal with. Reviewed on: 8th August 2022
Simon Runton's avatar
Simon Runton

Simple and Helpful Provider

5
Quick to receive quotes with clear payments Reviewed on: 8th August 2022
Phil Hubbard's avatar
Phil Hubbard

Simply the best insurance product ever

5
Laka are truly awesome. They've helped me personally when I crashed my bike and damaged my helmet. Their team was swift to help and I had the money in my account within 48hrs. I felt listened to and it was a pleasure dealing with real cycling folk who understand the needs of cyclists. Secondly the model is genius. I love the flexibility and being able to manage my cover within the Laka app. I also like the idea that I'm helping out other cyclists like me each month. It's super clever and means more than just a random insurance company on the other end of the phone. Reviewed on: 8th August 2022
Joe's avatar
Joe

Service how service is supposed to be!

5
Quick and transparent service. Easy to work, no-nonsense approach - love it! Reviewed on: 8th August 2022
M's avatar
M

Best solution

5
Very helpful team and a great product Reviewed on: 8th August 2022
Harry Macey's avatar
Harry Macey

Easy to work, no nonsense.

5
Laka's team are very friendly, they have been very flexible and easy to work with a fast-growing startup like Laundryheap, recommended. Reviewed on: 8th August 2022
Mayur Bommai's avatar
Mayur Bommai

Third Party Insurance

5
I currently use LAKA for my Third Party Cover. Cannot fault their service and pricing. Reviewed on: 6th August 2022
B Banga's avatar
B Banga

Amazing value

5
+great value +good coms +monthly statement Reviewed on: 5th August 2022
RJL Richard's avatar
RJL Richard

Laka is undisputably number 1

5
Couldn't be more stoked with this company purely on ethics alone, not to mention fair and cheap prices! Would recommend them to anyone. Reviewed on: 5th August 2022
Ash Fila's avatar
Ash Fila

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