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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Good insurance for bike

5
I haven’t had to claim yet but only hear good things about Laka Reviewed on: 1st August 2022
Jess's avatar
Jess

It makes sense!

5
Never needed to claim yet but highly satisfying to know that based on the experience of others, we're fully covered. Reviewed on: 1st August 2022
Don Adams's avatar
Don Adams

Community insurance at an affordable price

5
Great concept, great product. Affordable insurance for my bike. Guaranteed help if it’s stolen, and insurers who get it. Reviewed on: 1st August 2022
Will Tanner's avatar
Will Tanner

Review

5
They're reliable and affordable Reviewed on: 1st August 2022
ruben raybould-bourne's avatar
ruben raybould-bourne

Great customer service!

5
Everyone at Laka has always been super helpful. Policy details explained simply and concisely. Reviewed on: 1st August 2022
Georgina Hopkins's avatar
Georgina Hopkins

Easy

5
Great easy to get insurance easy to understand great price and piece of mind Reviewed on: 1st August 2022
Pete123's avatar
Pete123

Simple and easy insurance

5
Really simple and straightforward insurance Reviewed on: 1st August 2022
David Stelfox's avatar
David Stelfox

Easy and flexible

5
LAKA is a great cycle insurance. It is flexible in terms of plans and very easy to sign and insure your bicycle. Reviewed on: 1st August 2022
bike87's avatar
bike87

Everything you need

5
When you read the small print for most other bike insurance, the coverage has a low cap on the maximum claim for a single item , which is the opposite of what you want for a bike. Laka seems to have everything I required and at a reasonable price. Reviewed on: 1st August 2022
Doug's avatar
Doug

Fab company!

5
Easy to set up and everything explained very well. So confident if something happened Laka would have my back! Reviewed on: 1st August 2022
Sam Francis Harman's avatar
Sam Francis Harman

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