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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Quick, helpful and legitimate.

5
Had a breakdown and Laka helped me get up and running as soon as possible, didn't think insurance companies could pay out so well and so quickly with such little fuss! Reviewed on: 1st August 2022
Rakin's avatar
Rakin

Customer first

5
Wanted to say the model just works - customer is key I like it so much I invested !!! Reviewed on: 1st August 2022
Mark shackel's avatar
Mark shackel

Brilliant insurance!

5
Truly brilliant insurance so far. Very easy to use and register items, no nonsense approach, great communication and clearly tailored properly to cyclists. Highly recommended! Reviewed on: 1st August 2022
Jordan Floyd's avatar
Jordan Floyd

Excellent customer and quick to respond

5
Laka has been great value and piece of mind for when I'm out on trails. Especially now I'm starting to become a little adventurous. Reviewed on: 1st August 2022
Anton Riddell's avatar
Anton Riddell

Easy no fuss insurance

5
Easy to take out. I like the fact they don’t down value the bike Reviewed on: 1st August 2022
A B's avatar
A B

Love Laka

5
Just got Laka insurance for my Cowboy Bike so simple and quick to set up :) Reviewed on: 1st August 2022
Megan Macdonald's avatar
Megan Macdonald

Easy to use website, simple and effective service

5
Laka provides a very clear service, with an easy to understand pricing. Coverage is very good value for money. Customer service is attentive Reviewed on: 1st August 2022
Andrea Gambirasio's avatar
Andrea Gambirasio

Easy, focused, and a pleasure to work with

5
Nobody thinks of insurance as a nice thing but today we need to work on either self insurance or actually purchasing a policy, and with the frequency of both theft and damage, ensuring you are fully covered for replacement is very important. Laka is easy to reach and open with their answers to questions. I haven't needed their actual insurance yet, and am grateful. Hopefully, I never will! But in the meantime I know I have replacement up to my stated value and transparency on costs and even my share. Something unlike any other insurance company I have ever used! Reviewed on: 1st August 2022
Amir Morris's avatar
Amir Morris

Highly recommended

5
Luckily I haven't had to make a claim with Laka yet, but everyone I know who has had to make a claim sings their praises and they always the top of the recommended insurer list Reviewed on: 1st August 2022
ollie parsons's avatar
ollie parsons

Great value

5
A really nice approach to insurance, which feels like how it should work - transparent, affordable, and benefits everyone Reviewed on: 1st August 2022
Alex Stephens's avatar
Alex Stephens

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