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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Brilliant response when my 2 bikes were stolen recently

5
Laka responded quickly and comprehensively when my 2 bikes were stolen from my garage recently. They paid out the full insured value quickly so that I could get back on the road/mountain quickly. Absolutely excellent service. Reviewed on: 4th August 2022
David Maclean's avatar
David Maclean

Simply the best

5
Top service, fair cover and they go out of their way to help ( rather than the opposite like the other insurers) Very responsive and friendly, couldn't be happier with the service. Reviewed on: 4th August 2022
Agata 's avatar
Agata

Great

5
Just what I wanted Thanks Charlie Reviewed on: 4th August 2022
charlie woods's avatar
charlie woods

Insurance with ease

5
I have had a policy with Laka for almost 12 months. I am yet to make a claim but what you get for the premium is very competitive and their customer service is second to none. Reviewed on: 4th August 2022
Ipea Freely's avatar
Ipea Freely

Great decision

5
This company has a good deal for you, whatever kind of cyclist you are. It gives me peace of mind as I enjoy my riding. Reviewed on: 4th August 2022
Jan Prothero's avatar
Jan Prothero

Insurance with ease

5
I am a huge fan of Laka for their ease of use. I don't have time to worry about insurance, so probably wouldn't even have it if they didn't make it so easy. Their app is great, it is simple and straight forward to make changes, spot or pause your cover, and access key infomation when you need it. Their customer service is also top notch and always friendly. Super fan of this company. Reviewed on: 4th August 2022
Taylor Doyle's avatar
Taylor Doyle

Not drowned in legal text

5
Laka is simple to understand and offers the best service around. Reviewed on: 4th August 2022
Peter's avatar
Peter

A weight lifted off my shoulders, for not much?

5
I signed up with Lala a few weeks ago and I've been very pleased since Reviewed on: 4th August 2022
Eduardo M.'s avatar
Eduardo M.

Laka are changing insurance

5
Laka are changing insurance, empowering the collective. Reviewed on: 4th August 2022
JimF's avatar
JimF

Simple, smart, reliable

5
Regular, but not too regular, contact, clear breakdown of fees and trustworthy. Reviewed on: 4th August 2022
Ian 's avatar
Ian

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