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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Great bike insurance

5
I really rate Laka. No fuss insurance for cyclists. Reviewed on: 1st August 2022
UJP's avatar
UJP

Can not recommend enough just fantastic company

5
Just fantastic. Please go with laka to insure your precious bikes they won’t let you down. Reviewed on: 1st August 2022
Lazarie Wright's avatar
Lazarie Wright

Great value and easy to navigate

5
As the title says good value and it feels like insurance is designed for people who cycle by people who cycle Reviewed on: 1st August 2022
benjamin.higgins400m@gmail.com's avatar
[email protected]

Great insurance :)

5
Fantastic provider of cycle insurance, I love the way the premium is low and only based on the amount of claims in a given month which means you're not paying through the nose. Also love the Strava group and the membership where you get little perks such as discounts for shopping cycle stuff. Reviewed on: 1st August 2022
Simon Shrimpton's avatar
Simon Shrimpton

Great product

5
Transparent pricing and great service Reviewed on: 1st August 2022
Ed Simpson's avatar
Ed Simpson

Great insurers - love them!

5
They're brilliant. Great communications, great price - couldn't be happier! Reviewed on: 1st August 2022
Kairu Wambari-Kairu's avatar
Kairu Wambari-Kairu

Feel Supportedl

4
I can ride at ease feeling supported should something unfortunate happen but still taking great care of my equipment Reviewed on: 1st August 2022
Michael Stevens's avatar
Michael Stevens

Great Price!!

5
Up until now they’ve been great, good price, cover and ease of set up. Fortunately I’ve not had to make a claim so can’t comment on that side of the business. Reviewed on: 1st August 2022
Ian Townsend's avatar
Ian Townsend

Great company

5
I really like the way they explain their costs. Speaking to them is really straightforward as is making adjustments to policies etc Reviewed on: 1st August 2022
Eachann Gillies's avatar
Eachann Gillies

Pretty fantastic

5
Seamless experience and covers all my needs Reviewed on: 1st August 2022
Angelo Rey's avatar
Angelo Rey

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