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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Comprehensive and clear

Laka provide detailed and understandable information about how much they charge and why. I value their efforts to build the community and recover costs wherever possible. Would recommend to anyone Reviewed on: 1st August 2022

Very happy with the service and like the pricing model.

The model is great and generally find it offers good value even in the peak months. Reviewed on: 1st August 2022

Excellent

Great experience throughout, from signing up to making a claim Reviewed on: 1st August 2022

Great cover and fair pricing

When I compared levels of cover, as a commuter I found Laka to have the best cover. Others did not cover you for long enough when leaving a bike in a communal bike store whilst at work (at those insurance companies they clearly only work 9-5, but a lot of us don't). I also particularly like the pricing model. Reviewed on: 1st August 2022

Friendly quick and efficient

I’ve made one claim with Laka. They were super helpful, easy to deal with and very efficient. Definitely would recommend Reviewed on: 1st August 2022

Brilliant insurer

Can’t imagine a better ins company, so quick & easy to deal with & very reasonable rates. No hesitation whatsoever in recommending Laka! Reviewed on: 1st August 2022

Great

I love being part of a colletive Reviewed on: 1st August 2022

Excellent service, there when you need it

Fuss-free insurance for bikes. I had my seat stolen last year and Laka just got on with it, processing the claim so fast that I had the money for the new seat the very next day! Reviewed on: 1st August 2022

Peace of mind

Great advice and peace of mind. Reviewed on: 1st August 2022

Best bike insurance ever

You know when you take out any kind of insurance, and you have ZERO clue where your money goes, or even does anyone ever get anything out of the insurance agencies… Looking very much at you car and home insurance companies… Well not Laka, everything is visible, even down to details of most stolen bikes or location… loving the stats, loving the monthly email, loving your work Laka! Reviewed on: 1st August 2022

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