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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Easy, fair, innovative

5
Laka’s innovative and transparent approach to cycling insurance provides a fair and competitive product, combined with a great customer experience. Reviewed on: 1st August 2022
James's avatar
James

Collective Sanctioning Cycling Safety and Access

5
Amazed by Laka's touchpoint for making it easier to insure a bike, while also reducing cost through practice nudges to its community. Reviewed on: 1st August 2022
Will Ross's avatar
Will Ross

Fair pricing

5
Fair pricing and helpful monthly updates/stats. Reviewed on: 1st August 2022
D's avatar
D

Simple and affordable

5
great insurance, good customer service and responsive Reviewed on: 1st August 2022
Jake Doney's avatar
Jake Doney

Friendly and simple!

5
It was so easy and simple to sign up with Laka and I really enjoy it! I feel carefree knowing how to contact them and I enjoy their emails too. Reviewed on: 1st August 2022
Nichole Cook's avatar
Nichole Cook

Fuss-free insurance

5
Not had to claim yet, but transparent costs, far cheaper than I was paying before and confidence that if I need to claim it will be done quickly Reviewed on: 1st August 2022
Tfen 's avatar
Tfen

First time hiring a insurance bike

5
Hiring was super easy. It's the first time I have a bike so it's the first time I had to hire a insurance company, I was affraid of being a nightmare. , but it was the other way around Reviewed on: 1st August 2022
Juliana Tambosi's avatar
Juliana Tambosi

Laka are fantastic

5
Good prices, great service - thank you Laka! Reviewed on: 1st August 2022
Sarah C's avatar
Sarah C

Amazing bike insurance company, totally innovative, amazing customer service

5
Amazing bike insurance company, totally innovative, amazing customer service Reviewed on: 1st August 2022
omahoney7's avatar
omahoney7

Brilliant service

5
Service I received when my front wheel was stolen was brilliant. Very friendly and prompt help throughout the process. Reviewed on: 1st August 2022
Dale Hearmon's avatar
Dale Hearmon

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