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Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Absolute best

5
Laka way of functioning aligns customers incentive with insurer insensitives. Service is excellent. Reviewed on: 1st August 2022

simply the most joyful insurance ever

5
super clear, super friendly, very responsive to queries, I've not made a claim but friends who have have been very happy with the experience. Laka gives insurance a better image! Reviewed on: 1st August 2022

Brilliant company

5
Laka are a fantastic company - quick to pay out and a company that seems to really care, and know about bikes. Reviewed on: 1st August 2022

Outstanding customer service, great cover

5
I always have piece of mind when it comes to my cycling cover. Easy to understand policy and easy to claim when something goes wrong. Claims settled fast and there’s always a helpful person to talk to. Reviewed on: 1st August 2022

Great service

5
So simple and unique. Make cycling pleasurable in london Reviewed on: 1st August 2022

great product!

5
seamless and great comms - super transparent on pricing breakdown :) Reviewed on: 1st August 2022

Go Laka!

5
I am totally happy with Laka insurance services and can highly recommend it! Reviewed on: 1st August 2022

Perfect insurance

5
Awesome insurance and covers everything I was looking for Reviewed on: 1st August 2022

Great cover

5
No nonsense cover for bike and kit no matter where I ride Reviewed on: 1st August 2022

Easy and transparent

5
Easy to set up and see where payments are going, nice to feel part of something and have payments often lower than predicted Reviewed on: 1st August 2022

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review