Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2748)

Easy, transparent experience

5
My experiene so far has far surpassed any other insurers, with easy digital set up, ferquent updates and communications and easy online management of policy. Reviewed on: 1st August 2022
Kerri's avatar
Kerri

Great cycling insurance

5
Efficient and helpful. Easy to use online, everything is very accessible. Reviewed on: 1st August 2022
V Creer's avatar
V Creer

swift resolution

5
Laka were great when my bicycle was stolen. They worked very quickly to to resolve the claim, liaising directly with my local bike shop Reviewed on: 1st August 2022
James's avatar
James

Great company, full confidence

5
I think Laka are great. I think it’s a perfect business model for this kind of insurance and I’d recommend them to everyone! Reviewed on: 1st August 2022
Joel Ormerod's avatar
Joel Ormerod

For the bike rider

5
It’s the best insurance I’ve seen for bike riders, it’s provided by people that understand and I can imagine meeting Laka people out in the road when I’m on a ride. They’d be super cool people too! Reviewed on: 1st August 2022
Ross Clark's avatar
Ross Clark

Comprehensive and clear

5
Laka provide detailed and understandable information about how much they charge and why. I value their efforts to build the community and recover costs wherever possible. Would recommend to anyone Reviewed on: 1st August 2022
John's avatar
John

Very happy with the service and like the pricing model.

5
The model is great and generally find it offers good value even in the peak months. Reviewed on: 1st August 2022
Tom Parker's avatar
Tom Parker

Excellent

5
Great experience throughout, from signing up to making a claim Reviewed on: 1st August 2022
Jack Sargent's avatar
Jack Sargent

Great cover and fair pricing

5
When I compared levels of cover, as a commuter I found Laka to have the best cover. Others did not cover you for long enough when leaving a bike in a communal bike store whilst at work (at those insurance companies they clearly only work 9-5, but a lot of us don't). I also particularly like the pricing model. Reviewed on: 1st August 2022
Richard Todd's avatar
Richard Todd

Friendly quick and efficient

5
I’ve made one claim with Laka. They were super helpful, easy to deal with and very efficient. Definitely would recommend Reviewed on: 1st August 2022
David Morris 's avatar
David Morris

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill