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Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Brilliant insurer

5
Can’t imagine a better ins company, so quick & easy to deal with & very reasonable rates. No hesitation whatsoever in recommending Laka! Reviewed on: 1st August 2022

Great

5
I love being part of a colletive Reviewed on: 1st August 2022

Excellent service, there when you need it

5
Fuss-free insurance for bikes. I had my seat stolen last year and Laka just got on with it, processing the claim so fast that I had the money for the new seat the very next day! Reviewed on: 1st August 2022

Peace of mind

5
Great advice and peace of mind. Reviewed on: 1st August 2022

Best bike insurance ever

5
You know when you take out any kind of insurance, and you have ZERO clue where your money goes, or even does anyone ever get anything out of the insurance agencies… Looking very much at you car and home insurance companies… Well not Laka, everything is visible, even down to details of most stolen bikes or location… loving the stats, loving the monthly email, loving your work Laka! Reviewed on: 1st August 2022

Simple, easy, just what I need

5
A super simple product, I know what im getting and what im paying. Easy to add bikes and gear, I trust im covered. Reviewed on: 1st August 2022

Easy to use insurance

5
great website, easy to use insurance. Fortunately I haven't had to claim but those who have always say its an easy and simple process. Reviewed on: 1st August 2022

cheap and amazing insurance

5
Easy to insure my bikes and gear for a low cost they are great !! Reviewed on: 1st August 2022

Quick and Easy

5
Super fast coverage for my bike, quick and intuitive interface makes the whole process extremely clear. Reviewed on: 1st August 2022

Great

5
Great product and good customer service Reviewed on: 1st August 2022

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review