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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

The best cycle insurance out there

5
Easy set up and low maintenance, excellent customer service and value for money! Reviewed on: 1st August 2022
Yvan's avatar
Yvan

Best cycling insurer

5
These guys really care about the cycling community Reviewed on: 1st August 2022
Aaron Wilkins's avatar
Aaron Wilkins

Fair and great attitude

5
Marketing emails I actually read. With real, helpful and honest content. Reviewed on: 1st August 2022
Jessica Glanvill's avatar
Jessica Glanvill

Best insurance company ever

5
Why aren't all insurance companies like these guys? I had to make a claim because my bike was stolen and it was all resolved quickly, the customer service was amazing and very caring. Thank you Laka Reviewed on: 1st August 2022
Laim's avatar
Laim

Simple process to make sure I'm covered

5
Signing up to Laka was a very simple process! I used the chat function on their website and was able to get answers to all my questions and this made my decision to go with them very simple. Reviewed on: 1st August 2022
salvatore Bertolino's avatar
salvatore Bertolino

Laka insurance is better than any locks you can put on your bike

5
Having our bikes protected with Laka is so easy and affordable and reassures our family that if the worst was to happen, Laka will get us back on our bikes really quickly. They are in a league of their own. We are lucky to have them. Reviewed on: 1st August 2022
margarida's avatar
margarida

Excellent customer service

5
The website is easy to use, the premiums are transparent and pay out is quick. Reviewed on: 1st August 2022
L Chalmers's avatar
L Chalmers

Everything you need from bike insurance.

5
Quick and easy to set up. Price flux is minimal and seems to be nearer the bottom range each month! Reviewed on: 1st August 2022
Andrew Williamson's avatar
Andrew Williamson

Very committed team

4
Just signed up after spending hours researching loads of other insurances. Yes, Laka work out more expensive but it has become very clear that since my new e-bike is precious to me, they are the best to cover me if and when I need to. I had some problems with their website but they were very patient and speedy to communicate and to fix things Reviewed on: 1st August 2022
Birgit Bomball's avatar
Birgit Bomball

Amazing insurance company!

5
Just to say what a superb insurance company you are. Reviewed on: 1st August 2022
Richard Baca's avatar
Richard Baca

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