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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

99% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Excellent communication

Clear and precise information. Excellent service and professional Reviewed on: 7th October 2021

Shared costs, value, true, they will pay

Just honest insurance with costs that are fairly calculated and a really good referral scheme. Easy to insure. Reviewed on: 7th October 2021

LAKA

A fantastic company with real life in mind. Designed by real people for real people. Reviewed on: 7th October 2021

Brilliant insurance

Laka provides a brilliant pricing structure and clear information on how it all works, I would highly recommend them to anybody. Reviewed on: 7th October 2021

Brilliant, easy, straight forwards

Straight work and easy to work with. No hassle insurance. Perfect provider for all your cycle insurance needs! Reviewed on: 7th October 2021

Simply superb

Without doubt the best value cycle insurance cover available, underpinned by great customer service. What's not to like! Reviewed on: 7th October 2021

Community power

Insurance as it should be, for the people by the people. Reviewed on: 7th October 2021

A great insurance for bikes!

I joined after my partner had a small accident, and LAKA were fantastic with paying for the necesary repair. Reviewed on: 7th October 2021

Great service

Great service very reasonable rates. Reviewed on: 7th October 2021

Great value, simple and easy to understand

Love how easy it is to set up, the user experience and that it's not mega expensive! I love the tips and the community feel. Reviewed on: 7th October 2021

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